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<br /> ��11DM►Ot�:i Q�d�ibC p[�C[Ly.��tE�MIC�IS ifl��UQiS 511i�f��C�� —
<br /> ]f�IQpCIIf, �OtlbC f01iCaO111E SS lEfC/IEd i010�IiS S��������y'� ,
<br /> _ , BORROVYfR C�OV@�iANTS�ttiat Bortowet is lawfuily�seised of the rstate heirby conveyed and has tl�e righE to gnrt
<br /> aad canv�y the P�opietty and thu tbe Pmpetty is'tmencumbend,exapt fortncumtxances of�ncad. Borrowa w�rants nd
<br /> w�l defaod geoeralljr tbe titie tathe AoQert�L.a�nst dl cTaims and deman�.s.subject w any�ac�branaes of t�ecord. .
<br /> ' �ii�S�CEJRFI'y I1�SlR[IMEKP com6ines uaifam coYeaants for n�tional.use and non-unifotm covertants with
<br /> limiud variuiaas D}r jwisdiction m c�onsoimoe a unifam seciuity imm�meatcovering ral pmpehy. : .
<br /> UNIIaEfRM(7DVENANTS. Barowea aad Leada rnvmant and agtrce as foitows ` ���when dne the
<br /> ' L .Pa�t d Pri�cipN a�d Titetrst'PreP�Jsent s�d Lste Ci�rEes Hottowct shail
<br /> praicipsi d aud iate�st ad tbe de6t evider�ad bY the Note and anjr tsePaYment aad lau ehatges dae tmder the Note. .
<br /> L I�qsds far'i�us a�d Lp�'a�oa Subject to applicabte taar+,nr to a wriuen w�ivsr by I.ender,Bom�wer sha11 pay to
<br /> ' ' I,ender an We day moat6ty�yc�ans are due under the Note,ant�tbe Note is paid ia fa4 a�{"F+�tWs")f�:ta)YndY �
<br /> taxes aad atsessmeot.q whicfi may at►ain priaity ova this Secu�jr Insocament as a lien on the Pto�ie�ty:ib)Y�Y�0W
<br /> . psymeats af gt�uund ronts an the Prioperty.if any; (c)Y�3'� �Pro'�Y uuvrmce�emium� <d)'Ye�Y fl�
<br /> - . ��P��•��Y:fe)Y�Y���•iY-any:and-(i�-aay soms payabie 6y Borrower to___ �
<br /> � �accasd�nce with the pio�isia�s af pangnph 8,in lieu of the payment of raoitgage ins�rancx p�emiams. 'I]�eso
<br /> ���. :
<br />-- iodns�callod"Escrow Items.•" F.ender may.at any time,coAect and hold ii�nds in an amous�t not to eacad tbe r�um
<br /> .:
<br />: . �� amount a lender fo�a fcderariy ntated mortgage loan may nquire for Bain��s escm�i account uadec the fodetal Real
<br /> - � '' � Estate Setdernent Ptocedumes Actuf 19T4 as amended Emm time to time,i2 US C§?b0t et�seq.("RESPA"�uniess artotl�ee
<br /> :�� !: law tti�aPPl�es ta tAe l��ds stts a tesser amowY� If so.Lendec�ay.at ariy ms�callect�d�told Fwids in an amount not to . .
<br /> • exco��e lesser amount Lender may esnn�ate the�of Funds due an tfi�e basis cff cument data and nea�abie
<br /> � �'of eapetid.�snes of futare Escrow Items c�s.cRljet�e.'-�dance wittt appiicabte law.
<br /> , ` 7i1C FtUids SI�..'�J'e hetd a!M institudae�3se•dG�C3"'mE��1e��a f���Y•insatuaeinality,or eudry� ,
<br />- ` (includi�8 Le�C.:t�nder is such an instituraT�.�in a�ty�edernl Horoe��'aak. Lender shall apQly the Fundc w pay _
<br /> - ,�;r`�'l: ` the Fscm�v Iter»s. II:ztider may not cfiarge Boriower for hold'in8�aPP�}3i►8 the Funds.annualiy analyzin8 the e�ow =
<br /> - ` accoun�ai ve�ifyQSB the Escrow Items. u n less I.e n d e r pays�'oriower i n t e i e s t o n t h e F u n d s a n d a p plicable taw p e s n uts 4�-_
<br />- Le�ao;maice such a cbarge. However.Lender maY re�Nite Borrower to pay a one-time charge for.an independeat nral �r;,�r�.;
<br /> estatetax�Otting service used by Lender in conne'etidn with uus toaa,uatess applieabte law provide�c�tl�eswlse. U�an o�;:=_�:;.^-�
<br /> agKement is made or applicabte law requires i�ecest to be paid 1.ender shall not be nquu�ed to pay Borrower any intti�est or 1�.'"'.-`_
<br /> C3
<br /> eamings oa the Famds..Botrower and Lender may agtee in writing.however;thai'interest shall be paid on the Funds. Lender ����_,"
<br /> st�ll g�'�e to BotroweF�without charge,an annual accounting of the Funds,showing�ts and debits to the Funds auet the `r�""-`_
<br /> ���'��•
<br />- ��� , piapi►se fot which eac��itebit ta Phe Funds was made. The Fw►ds arc ptedged as addiqonal security for all sams sec���by �_:��:�
<br /> ai
<br /> � • tpm.sPSecuciry In4uvme� : �R"�---
<br /> : ;� 3�the Funds held by S.t.m�ter eaceed the amounts peirai�ad to be heM hy applica62e law. Lender shall aa�►mA to ---
<br /> � � Borrower for[he exeess Funds in accordance with the recluirements of applicable law. Tf the amount of the Funds[retd by ��,�_
<br />-' Lender at any time is not su�cie�to pay t6e Escrow Items when due.Ixnder may so�otify Bonower in writing.and,in =_—_ —
<br /> " sucb case Borrower shall pay to L.ender the amaunt necessary to make up the deficiency. Bormae�shall make up the L-r£�_
<br /> - �_°. deficiency in no mare than twetve monthlY payments,at l.ender�sole discretion. �""-="�_
<br /> r-,.,F.-=_-;
<br /> • Upon payment in iull af all sums secured by th�s Security Insuumen�Lender shall prompdy refund to Bortower any ,,:�,�,,:
<br /> '�' � Funds fleld by l.ender. If,under paragraph 21.Lender shall acquire or se11 the Praperty.Lender,Prior to the acquisition or •:�;��s�:
<br /> ` sale of the Ptoperty.shal!apply any Fumis held by I.ender at the time of acquisition or sale as a credit against the sums ; .;;-.,.,. ,:�-_
<br /> � "'��� ; secured by this Security Instrumen� �'�. °
<br /> 3. npplicacton or�ymems. Unless applicable law provides oth�vvise, all payments reccived 6y Lender under •..:. .
<br /> ' 1 and 2 shall be a Ued:first,to an rz a ene char es due under the Note;second to amounu payable undes r��•.`_�
<br /> ParaBraPhs PP� Y P P Y�►� S • .,_�
<br /> � � paragraph 2;third,to intcrest due:faurth,to principal due;and iast,to any late charges due under the Note. � �- �-
<br /> • � 0. C6arges; Liens. Borrower shall pay all ta�ces,assessments.charges. fines aad impositions attributabk to the � -'`���r'•=
<br /> ' .�. Property which may aitain priority over this Se�urity Instmmen�an d lease ho t d paymeti ts o r g ro u n d r e e n c s.i f�y. B a r r o w e r . ':�..�:��`
<br /> ' shall pay these obligations in the manner proc��-�in paragrapb 2.or i[not paid in that manner.Sonowec sha11 pay them on _._.:,.�, �
<br /> ' � '°�{ ; time directty to the person awed paymen� Bosr�wer shall prompdy fumisfi to l.ender all notices of amo;�.:s w be paid under �f:.,..;;:t•.•'•..._
<br /> �::.
<br /> lrr� ; this paragraph. lf Sonower mak:�these payments disectly.Borrower shall promptly fure�i�:h to I.ender recelpts evidenc'sng .;...c��', :_;�.`-
<br /> ,:,�,::;:; .:
<br /> the payments. :.•�'hi f3,t;y'�.
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<br />- Barrower shall promptty discfi�arge any lien whicfi has priority over this Security lnstnment unles.c Bortower.(a��rees • ;.:,s
<br /> in writing ta the payrtxnt of the obligation sccured by the lien�n a manner acceptable to Lender.(b)contests in good faith the ?,'•�--=
<br /> �. ��:1','.;�-�-
<br />- � lien by,or defends agains�t enforcement of the lien in.legal proceedings which in the Lender:s opinion operate to prevent the ; ,� ;�,_,;___
<br />�.' , � -' enforcement of the lien;or(c)serures from the hotder of the tien an agc�ent satisfactary to Lcndcr subvrdinaling the lien -:,_{.};_�_,
<br /> : ;�. ta thls Security instrt�ment. lf�:Qer detemilnes that any paaa vT the Prapeny is rabjcct ta a lien which may attairt paiodty
<br /> over�his Security Inswmen�1 ender may give Barrower a nacc+e identifying the lien. Borrower shall satistq the licrt vs take
<br /> one or riwre of the actions set forth abovc wdhin 10 days of the giving af notire. •
<br /> ' '.. .,, .;;_i;�:,. •� 5. Ha7ard a'Property lnsurancc. Bonower shall keep thc improvemcntY now existing or hereaftcr erected on the � .
<br /> ' �! •'=��-'�=`''�°`' Pro rt insured a ainst toss b Gre.hazards included wiihin thc tcrm"exteaded cvveragc"and:u�y other hazards.including
<br /> �'-t`.��:,�% , P� Y 8 9 , .
<br /> . . �. �,. h � ttoodv or flooding, for which Lender reyuires insurancc. 'Y'hi�insumnce shaU be maintaincd in the amounts and for the
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