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201007524
<br />(Q) "RESPA" means the Real �state Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X(24 C.F.R. Part 35�0), as they might be amended from time to time, or any additional ar successor leg�slation
<br />or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements
<br />and restrictions that are imposed in regard to a"federally related mortgage loan" even if the L,oan does not qualify as a
<br />"federally related mortgage loan" under R�SPA.
<br />(R) "Successor in Interest of Borrawer" means any party that has taken title to the Property, whether ar nat that party has
<br />assumed Barrower's abligations under the Note and/or this Security Instrument.
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />The beneficiary afthis Security Instrument is MERS (solely as nominee for Lender and l,ender's successars and assigns) and
<br />the successors and assigns of MERS. This Security lnstrument secures to Lender: (i) the repayment of the Loan, and all
<br />renewals, extensions and modifications of the Note; and (i i) the performance of Sarrower's covenants and agreements
<br />under this Security Cnstrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in
<br />trust, with power of sale, the following described praperty located in the County
<br />of Hall � [Type af Recording Jurisdiction]
<br />[Name of Recording Jurisdiction]
<br />Lots Four (4), Five (5) and Six (6), in Block Twenty One (21), in the Original Town, now City of Wood River,
<br />Hall County, Nebraska
<br />which currently has the address of 911 Main St
<br />[Street]
<br />Wood River , Nebraska 68883 ("Property Address"):
<br />[City]
<br />[Zip Code]
<br />TOGETHER WITH all the improvements npw or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part ofthe property. Ail replacements and additions shall also be covered by
<br />this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Proparty." Borrower
<br />understands and a�;rees that MERS holds only legal title to the interests granted by Borrower in this SecurityInstrument, but,
<br />if necessary ta comply with law or custom, MERS (as nominee for Lender and I,ender's successors and assigns) has the right:
<br />to exercise any or all of those interests, includin�, but not limited to, the right to foreclose and sell the Praperty; and to take
<br />any action required of Lender including, but not limited to, releasing and canceling this 5ecurity Instrument.
<br />BORROWER COVENANTS that Borrower is lawfully seised ofthe estate hereby conveyed and has tha right to
<br />�rant and convey the Property and that the Prpperty is unencumbered, except for encumbrances of record. Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of
<br />recard.
<br />THIS SECURi7'Y INSTRUMENT combines uniform covenants for national use and non-uniform covenants with
<br />limited variations by jurisdiction ta constitute a uniform security instrument caverin� real property.
<br />UNIFORM COVENANTS. Borrower and Lender cpvenant and agree as follows:
<br />1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall
<br />pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges
<br />due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note
<br />and this Security lnstrument shall be made in U.S. currency. However, ifany check or other instrument received by Lender
<br />as payment under the Note or this Security tnstrument is returned to Lender unpaid, Lender may require that any or all
<br />subsequent payments due under the Note and this Security Instrument be made in one or more ofthe followin�; farms, as
<br />selected by L,ender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check,
<br />provided any such check is drawn upon an institution whose depasits are insured by a federal agency, ittstrumentality, ar
<br />entity; or (d) Electronic Funds Transfer.
<br />Payments are deemed received by Lender when received at the Iocation designated in the Note or at such other
<br />location as may be designated by Gender in accordance with the notice provisions in Section 1 S. Lender may return any
<br />payment or partial payment ifthe payment or partial payments are insufficient to bring the L.aan current. C,ender may accept
<br />NF.BRASKA--Single Family--Fannie Mae/Freddie Mac UNI�ORM INSTRLIMENT (MERS) I�'orm 3028 1/Ol (pu�;e 2 of8puges)
<br />t2a39.CV (�/a8) 904495 (:reative Thinking, Inc.
<br />G�TO(0012edf1)
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