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�01��7��� <br />(C) "Lender" is v. s Bank N . A. <br />Lendet' is a National Association <br />organized and existing under the laws of The United States Of Am,erica <br />I.ender's address is 48A1 Frederica St�reet, Owensboro, KY �2301 <br />(D) "Trustee" is Mr . Thomas I.ocher <br />20D2 Douglas Street, 200 The Omaha Club, Omaha, NE 68102 , <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate cozporation that is <br />acting solely as a nominee for Lender and I.,ender's successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an <br />address and telephone nuznbex of P.O. Box 2026, Flint, MT �8501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrawer and dated 10/07/2010 . <br />The NoCe states that Borrower owes Lender Seventy-Three Thousand and 00/100ths <br />Dollars <br />(U.S. $ 73, 000 . 00 ) plus interest. Borrower has promised ta pay this debt in regular Periodic <br />Payments and to pay the debt in fu11 not later than November O1, 2040 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(E� "Loan" rneans the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />0 Adjustable Rate Rider � Condominium Rider � Second Home Rider <br />0 Balloon Rider � Planned Unit Development Rider [.] 1-4 Family Rider <br />� VA Rider 0 Biweekly Payment Rider ❑ Other(s) [specify] <br />(� "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />nan-appealable judicial opinions. <br />(K) "Community Association Daes, k'ees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominiurn association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, oz' znagnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such terrn includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />cransfers. <br />(1� "Escrow Items" means those items that aze described in 5ectian 3. <br />(1� "Miscellaneous Praceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condernnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or conditian of the Praperty. <br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />2200058738 D V6ANE <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH�F� <br />�-6A(NE) �oa�o� Paga 2 of 15 �nitia�s: Form 3U28 7l01 <br />� <br />