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201007495 9. Protection of Lender's Interest in the Property and Rights Under this Secarity Instrument. If (a) Borrower fails to perform the covenants and agreements conCained in this Security Instrument, (b) there is a legal proceeding that might signi�cantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a praceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcernent of a lien which may attain priority over this S�curity Instruznient or to enforce laws or regulations), or (c) Borrower has abandoned the Praperty, then Lender may do and pay for whatever is reasonable or apprapriate to protect I.ender's interest in the Property and rights under this Security Instrurnent, including protecting and/or assessing the value of the Property, and sscuring and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priprity over this Security Instrurnent; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Tnstrument, including its secured positian in a bankxuptcy praceeding. Securing the Property includes, but is not limited to, entering the Property ta make repairs, change lpcks, replace or board up daors and windaws, drain water from pipes, eliminate building or other code violations pr dangerous conditions, and have utilities turned on or oPf. Although Lender rnay take action under this Section 9, Lender does not have to do so and is not under any duty or obligatian to do so. It is agreed that Lender incurs no liability far not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrowsr secured by this Security Instrument. These amounts shall bear intcrast at the Note rate frorn the date of disburssment and shall be payable, with such interest, upon notice fram Lender to Borrower requesting payment. . If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writin�. 10. Mortgage Insurance. If I,ender required Mortgage Tnsurance as a candition of making the Loan., Borrawer shall pay the premiurns required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available frorn the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay ths premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effsct, at a cost substantially equivalent to the cost to �arrpwer of Che Martgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay ta Lender the amaunt of the separately designated payments that were due when the insurance coverage ceased to bs in effect. I..ender will accept, use and retain these payrnents as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borxower any interest or earnings on such loss reserve. I.ender can no longer require loss reserve payments if Mortgage Tnsurance coverage (in the amount and for the period that Lender requires) provided by an, insurer selected by Lender again becornes available, is obtained, and Lender requires separately designated payments taward the premiums for Mortgage Insurance. If L.ender required Mortgage Insurance as a condition of rnaking the Loan and Borrower was required ta make separately designated payments toward the premiurns for Mortgage Insurance, Borrower sha11 pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until �.ender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and I,endsr providing for such termination or until termination is required by Applicable Law. Nothing in this Section 1� affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lsnder (or any entity that purchases the Note) far certain losses it rnay incur if Barrower does not repay the Loan as agreed. Borrower is not a party to Che Mortgage Insurance. Martgage insurers evaluate their total risk on all such insurance in force fram tirne to time, and may enter into agreements with ather parties that share or rnodify thsir risk, or reduce losses. These agreernents are on terms and canditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agrcements. These agreements may require the mortgage insurer ta make payments using any source of funds that the mortgage insurer rnay have available (which may include funds obtained frorn Mortgage Insurance premiums), NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT WI R �•6AINE) �oe�o1 P9ge 8 of 15 �n�t�e�s: F rm 3028 9/09 II I II�I�'I I I I II II III I IIII I I AI�II I II I I I I II I II II III � q03225224911 0233 364 0815