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201007491 9. Protection of Lender'g Interest in the Property and Rights Vader this Security Inatrumen� If (a) Sortawer fails to perforrn the covenants aad agrcements contained in this Security Instrumcnt, (b) there is a legal proceeding that might si�ificantly affect Lender's interest in the Froperty and/or rights under this Security Insltument (such as a proceeding in baxilcruptcy, probate, for condemnation or forfeiture, fnr enfarcement of a lien which may attain priority over this Security Instniment or to enforce laws nr regulations), or (c) Borrawer has abandaned the Property, th�n Lender raay do and pay for whatcver is reasonable or appropriatc to protect �,ender's interest in the Properiy. and rights under this Security Instrunicnt, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instnunent; (b) �ppeariug in court; and (c) paying reasonable attorneys' fees to prateet its interest in the Property and/or righta under this Security Instrument, including its secured position in a bankruptcy proceeding_ Secuting the Froperty includes, but is nat limited ta, entering the Property to make repairs, change locks, replacc ar board up doors az►d windows, drain water &om pipea, eliminate building or other code vialations ar dangerou� conditians, and have utilities turned on or off: Although Lendet' may take action under this Section 9, Lender does not have tn do so and is not under any duty or obligation to dn str. It is agreed that Lendcr incuts no liability fnr not taking any or all actions authorized under thia Section 9. Any amounts disbur�ed by Lendct under this Sectian 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note iate from the date of disbursement and shall hc payable, with such interest, upon notice from Lender to Borrower requcsting payment. If this Security Insh is on a leasehold, Sorrower shall comply with all the provisions of the lease. If Sorrower acyuires fee title to the Ptoperty, the leasehold and the feo title shall not merge unless I,endet agrees to the merger in writing. 10. Mortgage In�urance. If Lcnder required Mortgage Inswance as a condition of making the Loan, Sorrower shall pay the premiums required to maintain the Mortgage Insurance in et�ect. If, for any reason; the Mortgage Insurancc coverage requixed by Lender ceasee to be available &om thc mortgage insurer that previously provided such insurance and Borrower was required ta raake separatcly designated payments toward the premiums far Martgage Insurance, Borrower shall pay the prerniums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent tn the cast to Borrower of the Mortgaga Insurance prcviously in ef�ect, from an altcrnatc martgage insurer selected by I.ender. If substantially cquivalu�xt Mortgage Insurance coverage is nat available, Bo�rrower shall continu� to pay to Lender the amaunt of the separately designated paytnents that were due when the insurance covcrage ceased to bc in e�'ect. Lcnder will accept, uss and retain these payments as a non-refundablc loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be nnn-refundable, natwithstanding the fact that thc Loan is ultimately paid in full, and Lender shall not bo requircd to pay Borrower any interest or earnings on such loss reserve_ Lender can no longer rcquire loss rescrve payments if Mattgage Insurance coveiage (in the amount and for the porlod that Lender raquires) provided by an insurer selected by Lender again becomes available, is obtained, and Lendec requires separately desigi►ated payments toward the prernittms for Mortgage Insurance. If Lender required Mortgage In�w�ance as a condition of tnaking the Loan and Hortawer was required to make separately designated payments toward thc premiums for Mortgage Insurance, Borrower shall pay thc premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Iusurance ends in accordance with any written agrecment between Borrower and I,ender providing for such termination or unti! terniination is required by Applicable Law. Nothing in this Sectian 1Q affectg Sorrower's obligation to pa interest at the rate provided in the Note. Mortgagc Insurance reimburaes Lendcr (or any entity that purchases the Note) for certain losses it may incut if Boaower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgagc insurers evaluate thoir tatal risk on alt such insurance in forca fmm time. ta tirnc, and may enter inta agreemente with other parties tbat share ot modify theit rislc, or reduce losses. These agreements are on terms and conditions that are satisfactory to the martgage insurer and tlie other pariy (nr parties) to these ageements. These agreements may requite the mortgage insurer to make paymcnts using any source oF fun,ds that the mortgage insurer may have available (which may include funds obtained from Mnrtgagc Insurance premiuma). NEBRASKA- Single Famlly - Fannis Mae/Freddi� Mac UNIFORN IN$TRUMENT �$(NE)�oe�i� r.a.eor�s i�a.i.: Form3028 1/01