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�oiou�4so 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Bprrower fails to perform the covenants and agareements contained in this Security Instrument, (b) there is a legal procee�iing that might significantly affect Landsr's interest in the Property and/or rights under this Security Instrurnent (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which rnay attain priority over this Securi.ty Instnunent or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to prote�t Lender's interest in the Property and rights under this Security Instrurnent, including protecting and/or assessing the value of the Praperty, and securing and/or repairing the Property. Lender's actions can include, but are not linr�ited tp: (a) paying any surns secured by a lien which has priority over this Security Instrurnent; (b) appearing in court; and (c) paying reasanable attorneys' fees to prote.ct its interest in the Property and/or rights under this Security Instrument, including its secwred pc�sition in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property ta make repairs, change locks, replace or boazd up doors and windows, drain water frorn pipes, eliminate building or other cade violations or dangerous conditions, and have utilities turned on or off. Although Lender may ta1Ge action under this Section 9, Lender dces not have to do so and is not under any dnty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorize�i under this Section 9. Any announts disbuarsed by Lender under this Seetion 9 shall become additional debt of $orrower secure�i by this Security Instrument. These arnounts shall bear interest at the Note rate fram the date of disbursernent and shall be payable, w:ith such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrurnent is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehald and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insarance. If Lender required Mortgage Insurance as a condition o� making the Loan, Borrnwer shall pay the premiurns required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available fram the rnortgage insurer that previously provided such iz�.suranc� and Barrower was required to make separately designated payments towazd the premiums for Mortgage Insurance, Boxrovi+er shall pay the premiums requiz�ed to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insuarance previously in effect, from an alternate �nortgage insurer sel�ted by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the arnount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundahle loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in fu11, and Lender shall not be required to pay Borrower any interest or earnin$s on such loss reserve. Lender can no longer require loss reserve payrnents if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by I.ender again becomes available, is obtained, and Lender requires separately designated payrnents toward the premiunns for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was require.cl to make separately designated payments towazd the premiurns for Mortgage Insurance, Borcower shall pay the premiums required to znaintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirennent for Mortgage Tnsurance ends in accnrdance with any written agreement between Borrower and Lender providing for such ternunation or until ternunation is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate pmvided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Barrower does not repay the Loan as agreed. Borrower is not a party ta the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on tercns and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which rnay include funds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fannie Mae/Freddia Mac UNIFORM INSTRUMENT G, �-8(NE) �oe� �� Pape 8 of 15 in�t�ais: "1� �/,�_ Form 3028 1/01 ,. t� � ;1 .' � . �