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2oioo��s� <br />acceleration has occurred, reinstate as provided in Section 19, by causing the actian or proceeding to be <br />disxnissed with a ruling that, in Lender's judgrnent, precludes forfeiture af the Property or other material <br />irnpairment of Lender's interest in the Property or rights under this Security Instrument. The proceeda of <br />any award or claim for damages that are attributable to the impairment of Lender's interest in the Property <br />are hereby assigned and shall be paid to Lender. <br />All Miscellaneous Prpceeds that are not applied to restoration or repair of the Praperty shall be <br />applied in the order provided for in 5ection 2. <br />12. Borrpwer Not Released; Forbearance By Lender Not a Waiver, Extension of the time for <br />payment or rnodification of amortization of the sums secured by this Security Insttument granted by Lender <br />ta Borror�ver or any Successor in Interest of Borrower shall not operate to release the liability of Borrower <br />or any Succassors in Interest of Borrower. Lender shall not be required to commence proceedings against <br />any Successor in Interest of Borrawer or to refuse to extend time for payment or otherwise modify <br />amortization of the sum.a secured by this Security Instrument by reasan of any demand made by the original <br />Borrower or any Successors in Interest of Borrower. Any fprbearance by Lender in exercising any right or <br />remedy including, without limitation, Lender's acceptance of payments from third persons, entities or <br />Successors in Interest of Sarrower or in amounts less than the amount then due, shall not be a waiver of pr <br />preclude the exercise of any ri�ht ar rernedy. <br />�.3. doint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants <br />and agrees that Borrower's obligations and liability shall be joint and several. However, any Borrower who <br />co-signs this Security Instrument but does not execute the Note (a "co-signer"): (a) is co-signing this <br />Security Insh only tn mortgage, grant and convey the co-signer's interest in the Property under the <br />terms of this Security Instrument; (b) is not personally obligated to pay the surns secured by this Security <br />lnstrument; and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear ar <br />make any accommodations with regard to the terms of this Security Instrument or the Note without the <br />co-signer' s consent. <br />Subject to the provisions of Sectiqn 18, any 5uccessor in Interest of Borrower who assumes <br />Bort'ower's obligations under this Security Instrument in writing, and is approved by Lender, shall obtain <br />all of Borrower's rights and benefits under this Security Instrument. Borrower shall nat be released from <br />Borrower' s obligations and liability under this Security Instrument unless Lender agrees to such release in <br />writing. The covenants and agreements of this Securiry Instruxnent shall bind (except as provided in <br />Section 20) and b�ne�t the successors and assigns of Lender. <br />14. Loan Charges. Lender may charge Borrower fees for services performed in connection with <br />Borrower's default, for the puxpose of protecting Lender's interest ir► the Praperty and rights under this <br />Security Instruznent, including, but not limited to, attorneys' fees, property inspection and valuation faes. <br />In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific <br />fee to Borrower sha11 noe be construed as a prohibition on the charging of such fee. Lender may not charge <br />fees that are expressly prohibited by this Security Instrument or by Applicable Law. <br />If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so <br />that the interest or other loan charges collected or to be collected in connection with the Loan exceed the <br />permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce th� <br />charge to the permitted limit; and (b) any sums already collected from Borrawer which exceeded permitted <br />limits will be refunded to Borrower. Lend�r may choose to make this refund by reducing the principal <br />owed under the Note or by making a direct payrnent to Borrower. If a refund reduces principal, the <br />reduction will be treated as a partial prepayment without any prepayment charge (whether or not a <br />prepayment charge is prvvided for under the Note). Borrower's acceptance of any such refund tzaade by <br />direct payment to Borrower will constitute a waiver of any right of action Barrowcr might have arising out <br />of such overcharge. <br />1S. Notices. All notices given by Borrower ar Lender in connection with this Security Instrument <br />must be in writing. Any notice to Borrpwer in connection with this Security Instniment shall be deemed to <br />have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's <br />notice addxess if sent by other means. Notice to any one Barrower shall constitute notice to all Borrowers <br />unless Applicable Law expressly requires otherwise. The natice address shall be the Property Address <br />unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly <br />notify Lender of Borrower' s change of address. If Lender specifies a pracedure for reporting Borrower' s <br />change of address, then Borrower shall only report a change of address through that specified procedure. <br />230913 <br />NEBRASKA - 5ingle Family - Fannie M aelFreddi� M ac UNIFORM INSTRUM ENT <br />�-B(NE) �oeii� Page 10 of 15 Initials: ,1 ��� Form 3028 1101 <br />�� <br />