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�oioo "1483 9. Protection of Lender's Interest in the Prpperty and Rights Under this Security Instrument. lf (a) Borrower fails to perform the covenants and agreements cantained in this Security Instrument, (b) there is a legal proceeding that might signi�cantly affect I.ender's interest in the Froperty and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, far condemnation ar farfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulatipns), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender' s interest in the Prnperty and rights under this Security Instrument, including protecting and/ar assessing the value of the Property, and securing and/or repairing the Property. Lender' s actions can include, but are nat limited to: (a) payin� any sums secured by a lien which has priority over this Security lnstrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is nat lirnited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, elirninate building or other code violations or dangerous conditions, and have utilities turned on or of£ Although Lander may take action under this Section 9, Landar does not have to do so and is not under any duty or obligation to do sa. It is agreed that Lender incurs no liability far not taking any or all actions authorized und�r this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payxnent. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions nf the lease. If Borrower acyuires fee title to the Property, the leasehpld and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Martgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. if, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available froxn the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Nlortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insuranca. Such loss reserve shall be non-rafundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lendar shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments towazd the premiums for Mortgage Insurance. If Lender reyuired Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payrnents toward the premiuxns for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender' s requirement for Mort�age Insurance ends in accordance with any written agreement between Borrower and Lender providing for such terrnination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower' s obligation to pay interest at the rate provided in the Nate. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage lnsurance. Mortgage insurers evaluate their total risk on all such insurance in Force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are an terms and conditions that are satisfactory ta the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the znortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include fixnds obtained frozn Mortgage Insurance premiums). 10-09-000003 N�,BRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM IN5TRUMENT �-6�NE) �oeii� PapeB of 15 inic�eis Form 3028 1/01 �