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2oioo�4is (0) "Periodic Payment" rneans the regularly scheduled arnount due for (i) principal and interest under the Note, plus (ii) any amaunts under Section 3 af this Security Instrument. (P) "RESPA" means the Real Estate Settlement Prpcedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulatian, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirernents and restrictions that are imposed in regard to a"federally related xxaartgage loan" even if the Loan does npt qualify as a"federally related mortgage loan" under RESPA. (Q) "Snccessar in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Tnstrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, arid all renewals, extensians and modifications of the Note; and (ii) the performance of Borrower' s covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL . ['f'ype of Recording Jurisdiction] [Name of Recording Jurisdiction] THE NORTH SIXTY-FIVE FEET (65') OF LOT TWO (2) AND THE SpUTH NINETY-FIVE FEET (95') OF LOT THREE (3), BLOCK FOUR (4), IN REPLAT OF RIVERSIQE ACRES, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, N�BRASKA Parcel ID Number: 4pp0$33D2 2715 APACHE RD GRAND ISLAND ("Property Address"): which currently has the address of [Street] (C�ty], Nebraska 68801 [7.,ip Coae] TOGETH�R WITH all the improvements now or hereafter erected on the property, and a11 easements, appurtenances, and fixtures now or hereafter a part of the property. All replaceznents and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right ta grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrawer warrants and will defend generally the title to the Property against all clauns and demands, subject to any encumbrances of record. z�o9oz NEBRASKA - Single Family - Fannie M aelFreddie M ac UNIFORM INSTRIIM EN7 � �-B�NE) (0811) Page 3 of 15 Initials:` (e Form 3028 1/01 �