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201007416 PLANNED UNIT DEVELOPMENT RIDER THIS PL4NNEb UNIT bEVELOPMENT RIDER is made this 27th day of September 2010 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, ar Security Deed (the "Security Instrument") af the same date, given by the undersigned (the "Borrower") to secure Borrower's Note to EQUITABLE BANK (the "Lender") of the same date and cavering the Property dESCribed in the 5ecurity Instrument and located at: 2715 APACHE RD GRAND ISLAND, NE 68801 [Property Address] The Property includes, but is not limited to, a parcel of land improved w ith a dwelling, together with other such parcels and certain common areas and facilities, as described in Agrmt for Protective Cov. & Restrictions to Replat of Riverside Acres fiiled 8-27-65 in Book 14, Pg 394; Amendment filed 3-29-85 as Doc. #85-001466 & Right to Lien by Riverside Property Owner's Association (the "Declaration"). The Property is a part of a planned unit development known as RIVERSIDE ACRES [Name of Planned Unit Development] (the "PUD"). The Property also includes Borrower's interest in the homeowners association or equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners Association") and the uses, benefits and proceeds of Borrower's interest. PUD CQVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrow�r and Lend�r further covenant and agree as follows: A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's Constituent Documents. The "Constituent Documents" are the (i) Declaration; (ii) articles of incorporation, trust instrument or any equivalent document which creates the Owners Association; and (iii) any by-laws or ather rules or regulations of the Owners Association, Borrower shall promptly pay, when due, all dues and assessments imposed pursuant to the Constituent Documents. 10-08-000073 MULTISTATE PUD RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3150 1 /01 � Wolters Kluwer Financial Services Page 1 of 3 Initials: � VMP�-7R (0811)