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� �oiuo�4i� (C) "Lender" is Home Federal Savi ngs and Loan Assn of Grand I s1 and Lender is a Savi ngs and Loan organized and existing under the laws of T h e S t a t e o f N e b r a s k a Lender's address is 221 South Locust St Grand Isl and NE 68801- Lender is the beneficiary under this $ecurity Instrument. (D) "Trustee" is Arend R Baack, Attorney (E) "Nate" means the pramissory note signed by Borrower and dated 0 c t o b e r 0 6. 2 0 7, 0 . The Note states that Borrower o�ves Lender N I N E T Y F I V E T H 0 U S A N D 5 I X H U N D R E � E I G H T Y FIVE AND 00/100 Dollars (U.S. $ 95 , 685 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than N o v� m b e r 1, 2 0 3 0 . (F� "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all surns due under this Security Instrurnent, plus interest. (I� "Riders" means all Riders to this Security Instrurnent that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider 0 Balloon Rider C� Planned Unit Development Rider 0 1-4 Family Rider 0 VA Rider 0 Biweekly Payment Rider � Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (thaC have the effect of law) as well as all applicable final, non-appealable judicial opinions. (d) "Cammunity Association Dnes, Fee.s, and Assessrnents" means all dues, fees, assessments and other charges that are irnposed on Borrower or the Property by a condorninium association, homeowners ass4ciatian ar similar organization, (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, camputer, ar magnetic tape sp as ta order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephane, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Sectian 3. (M) "M�iscellaneous Proceeds" means any compensation, settlernent, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other talcing of a11 or any part of the Property; (iii) conveyance in lien of condernnation; or (iv) rnisrepresentations of, or omissions as to, the value and/or condition of the Property. (I� "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. N�BRASKA - Single Family - Fannia Mae/Frsddie Mac UNIFORM INSTRUMENT � �-8(NE) �osi�� Page2of 15 iniciais: 1..� Form 302$ 9/01