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zoiou�39� <br />BY SIGiVING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />�a,l�„� � ` 1v-/-���o ,���j /D_� ,� <br />CALVIN E SMITH Date JEANETTE SMITH Date <br />INDNIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF IiALL <br />The foregoing instrurnent was acknowledged by CALVIN E SMTTH and JEANETTE SMITH, before me on <br />October 1, 2010. In witness whereof, I hereunto set my hand and��f applica 1 my official seal. <br />1 r � l <br />My commission expires: a `�" L �" • Il� Z� l I �,''�,� �' [� J !���i� <br />GfNEAAI. NOTARY • 5ta1e of NebraSka � <br />L.ISA R. MAYER - , <br />- My Gomm. E�. May 1� 20t1 Hall County, N� <br />Identification Number <br />(Of�cial Seal) <br />THIS INSTRLTMENT PREPARED BY: <br />Home Federal $avings & Loan Association af <br />Grand Island <br />221 South Lacust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal SavIngs & Loan Associatinn of <br />Grand Island <br />Z2� South Locust Street <br />Grand Island, NE 68801 <br />� 2004-2009 Compliance Syatems, Iuc. 002AE9F8 - 2009.12368 <br />Consumer Reel Ed[n�e - Security inam�ment bL2036 Page 3 oF5 � www.complianceaye[ems.com <br />