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20�.0073s� <br />the Note). Borrawer's acceptance of any such refund made by direct payment to Borrower will constitute a <br />waiver of any right of action Borrower might have arising out oF such overcharge. <br />15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must <br />be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have <br />b�en given to Borrower when mailed by �rst class mail or when actually delivered to Borrower's notice <br />address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers unless <br />Applicable Law expressly requires otherwise. The notice address shall be the Property Address unless <br />Borrower has designated a substitute notice address by notice to Lend�r. Borrower shall promptly notify <br />Lender of Borrower's change of address. If Lender speci�es a procedure for reporting Borrower's cha►age of <br />address, then Borrower shall only report a change of address through that specified procedure. There may be <br />only one designatad notice address, under this Security Instrument at any one time. Any notice to Lender shall <br />be �iven by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender <br />has designated another address by notice to Borrower. Any natice in connection with this Security Instrument <br />shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by <br />this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy <br />the corresponding requirement under this Security Instrument. <br />16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed <br />by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations <br />contained -in this Security Instrurnent are subject to any requirements and limitations of Applicable Law. <br />Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but <br />such silence shall not be canstrued as a prohibition against agreement by cantract. In the event that any <br />provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall <br />not affect other provisions of this Security Instrument or the Note which can be given effect without the <br />conflicting provision. <br />As used in this Security Instrument: (a) words of the masculine gender shall mean and include <br />corresponding nauter words or words of the feminine gender; (b) words in the singular shall mean and include <br />the plural and vice versa; and (c) the word "may" gives sole discretion without any obligation to take any <br />action. <br />17. Borrower's Copy. Borrawer shall be given one cnpy of the Note and of this Security Instrument. <br />l8. Transfer vf the Property or a Bene�eial interest in Borrower. As used in this Section 18, "Interest <br />in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those <br />bene�cial interests transferred in a bond for deed, contract far deed, installrnent sales contract or escrow <br />agreement, the intent of which is the transfer af title by Borrower at a future d.ate to a purchaser, <br />If all or any part of tlae Property or any Interest in the Property is sold or transferred (or if Bonower is not <br />a natural person and a beneficial interest in Borrower is sold ar transferred) withput Lender's priar written <br />consent, Lender may require immediate payment in full of all sums secured by this S�curity Instrument. <br />However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. <br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall <br />provide a period of not less than 30 days frorn the date the notice is given in accardance with Section 15 <br />within which Borrower must pay all sunns secured by this Security Instrument. If Borrower fails to pay these <br />sums prior to the expiration of this period, Lender may invoke any rernedies perrnitted by this Security <br />Instrument without further notice or demand on Borrower. <br />19. Borrower's Right to Reinstate After Acceleration. [f Borrower meets certain canditions, Borrower <br />shall laave' the right to have enfarcement of this Security Instrument discontinued at any time pcior to the <br />earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security <br />Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to <br />reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: <br />(a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no <br />acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses <br />incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, <br />property inspection and valuation fees, and other fees incurred for the purpose af protecting Lender's interest <br />in the Property and rights under this Security Instrument; and (d) takes such action as Lender may reasonably <br />require to assure that Lender's interest in the Property and rights under this Security Instrument, and <br />Borcower's obligation to pay the sums secured by this Security Instrurr►ent, shall continue unchanged. Lender <br />may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 � 9 �� <br />Laser Forms Inc. (800) 446-3555 „n � I/Ir�� �- <br />LFI#FNMA3028 aroz Page10 of 13 IflitialS: �1 t!' � r� <br />