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�oioo�38 Borrower sha11 pronnptly discharge any lien which has priority ov�r this Security Instrument unless Borrower: (a) agrees in writing to the payment of th� obligatian secured by the lien in a manner acceptable to Lender, but only so long as Borrower is perforrx�ing such agreement; (b) contssts the lien in good faith by, or defends against enforcement of the lien in, legal proccedings which in Lender's opinion operate to prevent the enforcement of the lien whilc those proceedings are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which can attaun priority over this Security Instrument, I.ender may give Borrower a notice identifying the lien. Within 10 days af the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lend�r may require Borxower to pay a one-time charge far a real estate tax verification and/or reporting service used by Lender in connection with this Loan. 5. Property Insurance. Borrower shall keep the iraprovements now existing or hereafter erected an che Property insured against loss by �re, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (includiang deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. T..ender nnay require Borrower to pay, in connection with this Loan, either: (a) a one-time charge for t]ood zone determination, certification and tracking services; or (b) a one-time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably rnight affect such determination ar certification. Borrower shall also be responsible for the payrnent of any fees imposed by the Federal Emergency Managernent Agency in connection with the review of any flood zone determinatian resulting from an objection by Borrower. If Bonower fails to maintain any of the caverages described above, Lender may obtain insurance coverage, at Lender's optian and Barrower's expense. I,ender is under no obligation to purchase any particular type or amount of caverage. 'I'herefare, such coverage shall cover Lender, but might or might not protect Barrawer, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower aclrnowledges that the cost of the insurance coverage so abtained might significantly exceed the cost of insurance that Barrawer could have abtained. Any amonnts disbursed by L.ender under this Section 5 shall become additional debt of Borrowex secured by this Security Instrument, These amounts shall bear interest at the NoCe rate from the date of disbursement and shall be payable, with such interest, upon notice from I.ender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as martgagee and/ar as an additional loss payee. T�ender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall prornptly give to Lender all receipts of paid premiums and renewal notices. If Borrower abtains any form of insurance coverage, not otherwise required by L,�nder, for darnage ta, or destruction af, the Property, such palicy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee. In the evcnt of loss, Borrawer shall give prompt natice to the insurance carrier and Lender. Lender rnay make proof of lpss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whekher or not the underlying insurance was required by Lender, shall be applied tp restoratian ar repair af the Praperty, if the restoratian or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurarACe proceeds until Lender has had an opportunity to inspect such Property to ensure the NEBRASKA - Single Family - Fannie MselFreddie Mac UNIFORM INSTRUMENT l. �� �-B(NE) �oai il Page B of 15 i��s�ais: � Form 3028 1/01 � �' : �• � ; . .