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��10U7382 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails ta perform the covenants and agreetnents contained in this Security Instrument, (b) thare is a legal proceeding that rnight signi�cantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enfarcement of a lien which may attain priority over this Security Instrument or to enforce laws ar regulations), or (c) Borrower has abandoned the Property, then I.ender may do and pay for whatever is reasonable or appropriate to protect L,�nder's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. L.ender's actions can include, but are not limited to: (a) paying any surns secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violatians or dangerous condiCions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation ta do so. It is agreed that Lender incurs no liability fox nat taking any or all acCions authorized under this Section 9. Any axnaunts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall beaz interest at the Note rate frorn the date of disbursernent and shall be payable, with such interest, upon notice from L.ender to Borrower requesting payment. If this Security Instrument is an a leasehold, Borrower shall comply with all the provisions of the lease. If Bonower acquires fee title to the Praperty, the leasehold and the fee title shall not merge unless Lender agrees ta the merger in writing. 10. Mortgage Insurance. If I.ender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Martgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to rnake separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to abtain coverage substantially equivalex�t to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Bonower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selecte� by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Bonawer shall continue to pay to I.ender the arnount of the separately designated paynr►ents that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrawer any interest or ea�rnings an such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) pravided by an insurer selected by Lender again be:comes available, is obtained, and Lender requires sepazately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments towazd the premiums for Mortgage lnsurance, Borrower shall pay the premiwns required ta rnaintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirernent for Mortgage Insurance ends in accordance with any written agreement between Borrower and L,ender providing for such ternunation or until ternunation is required by Applicable Law. Nothing in this Section 10 affects Barrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the T,oan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on a11 such insurance in force from time to time, and rnay enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agre�ments. These agreements may require the mortgage insurer ta make payrnents using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiurns). NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT �-61NE) �osi i i Paga 8 of 15 iniciais: ��C��,/) Form 3028 7l09 c9 �t , � � � . .,