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20100�38� (0) "Periodic Payment" means the regularly scheduled arnount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject rnatter. As used in this Security Instruznent, "RESPA" refers ta all requirements and restrictions that are impnsed in regard to a"federally related mortgage loan" even if the L.oan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether ar not that party has assumetl Borrower's abligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Tnstrument secures to L.ender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Nate; and (ii) the perfarmance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall . [Type of Recording Jurisdiction] (Name of Recording Jurisdiction] Lot Two (2), in WeStwood Park Subdivision, in the City of Grand Island. Hall County. Nebraska Pazcel ID Number: 4 0 01669 0 9 4010 Driftwood Dr Grand Island ("Property Address"): which cunently has the address af [5treet] (c�ry�, Nebraska 68803 [Zip Code] TOGETHER WITH all the irnprovements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now ar hereafter a part of the property. All replacennents and additions shall also be covered by this Security Instrurnent. All of t.l�e foregoing is referred to in this Security Instrument as the "Property." BQRROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right ta grant and convey the Froperty and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and dernands, subject to any encumbrances of record. NEBRASKA - 5ingle Family - Fannie Mae/Freddie Mac UNIFpRM INSTRUMENT ,�/� �-6�NE) lost t 1 Page 3 of t 5 in�tiais �,� � C�,/� Form 3028 1/01 � i' � i , ,.' ,