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2010U�381 18. Foreclosure Procedure. If Lender requires immediate payment in full under paragraph 9, Lender may invoke the power of sale and any other remedies permitted by applicable law. Lender shall be entitled ta collect all expenses incurred in pursuing the remedies under this paragraph 18, including, but not limited to, reasonable attorneys' fees and costs of title evidence. If the power af sale is invoked, Trustee sh�ll record a notice of default in each county in which any part of the Property is located and shall mail copies of such notice in the manner prescribed by applicable law to Sorrower and to the other persons prescribed by applicable law. After the time required by applicable law, Trustee shall give public notice of sale to the persons and in the xnanner prescribed by applicable law. Trustee, without demand on Barrower, shall sell the Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee nnay postpone sale of all or any parcel of the Property by public announcement at the time and place of any previously scheduled sale. Lender or its designee may purchase the Praperty at any sale. If the Lender's interest in this Security Instrument is held by the Secretary and the Secretary requires immediate payment in full under Faragraph 9, the Secretary may invoke the nonjudicial power of sale provided in the 5ingle Family Mortgage Foreclosure Act of 1994 (" Act'� (12 U. S. C. 3751 et seq. ) by requesting a foreclosure commissioner designated under the Act to commence foreclasure and to sell the Property as provided in the Act. Nothing in the preceding sentence shall deprive the Secretary of any ri�;hts atherwise available to a Lender under this Paragraph 18 or applicable l�w. Upon receipt of payment of the price bid, Trustee shal! deliver to the purch�ser Trustee' s deed conveying the Property. The recitals in the Trustee' s deed shall be pri�na facie evidence af the truth af the statements made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of exercising the power of sale, and the sale, including the payment o1' the Trustee' s fees actu�lly incurred, not to exceed 5. 000 %of the principal $mount of the nate at the dme of the declaration of default, and reasonable attorneys' fees as permitted by law; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 19. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing dabt secured by this Security Instrument to Trustee. Trustea shall reconvey the Prpperty without warranty and without charge tn the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. 20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the cvunty in which this 5ecurity Instrument is recorded. Without conveyance of the 1'roperty, the successor trustee shall succeed to all the title, power and duties conferrad upon Trustee herein and by applicable law. 21. Request for Notices. Borrower requests that copies af the notices of default and sale be sent ta Bvrrovver' s address which is the Property Address. 22. Riders to this Seeurity Instrument. If one or more riders are executed by Sorrower and recorded together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and agreexnents of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)]. [] Condominiwn Rider � Growing Equity Rider 0 Other [specify] [.] Planc�ed Unit Development Rider � Graduated Payment Rider FHA Daed of Trust-NE � 0451012520 4l96 VMP � �VMP4R(N� (0809) Walters Kluwer Pinancial Services Page 7 of 9