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20100734 <br />(C) "Lender" is tIPSLLB 8AR(~O SANK, N.A. <br />bender is a NATIONAL A880CIATION <br />organized and existing under the laws of TAR t~ITI;D gTATSA <br />Lender's address is P.o. t3ox xx7ox, NsWARK, Ns 071014701 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is NKI,LS FARAD FINANCIAL NA'I'L BNK <br />C/O SPEC. SSRY., PO Bob 31557, HxLLINAB, 3Mrk 59,07 <br />(E) "Note" means the promissory note signed by Borrower and dated SBPTENBE1t 3 0 , a 010 <br />The Note states that Borrower owes Lender ON8 SQNDRED THIRTY TWO THOUSAND FIVB <br />SUNARffiy FORTY FOUR AND 0 0 / 10 0 Dollars <br />(U. S. $ * * * * 13 a , 544.0 0 )plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than oeTOSER o 1, a o a 5 . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(C) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all earns due under this Security Irlstzument, plus interest. <br />(I~ "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]; <br />Adjustable Rate Rider ~ Condominium Rider Second Home Rider <br />Balloon Rider ~ Planned Unit Development Rider ~ 1~ Family Rider <br />0 VA Rider ^ Biweekly Payment Rider 0 Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />nan~appealable judicial opinions. <br />(~ "Cou>tmuunlty Assodadon Dues, Fees, and Aa~sessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(I~ "Elec~ttouic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of sale transfers, automated teller <br />machine transactions. transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(A~ "Miscellaneous Proceeds" means any compensation, settlement, awatYi of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section S) for; (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(IV) "Mortpge Insurance" means insurance protecting Lender against the na~ayment of, or default on, <br />the Loan. <br />N BRASKA - Sinpla Family - Farxde Mae/Froddie Mac UNIFORM INSTRUMENT <br />-B(NE) 108111 Pape z or ~!3 iNdwr. Form 308 1/07 <br />