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201007342 9. Protection of Lendex's Interest in the Property and Rights Under this Security Listrume~. If (a) Borrower fails m perform the covenants and agreernerxts contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's intermit in the Property and/or rights under this Security Lnstrument (such as a proceeding in bankruptcy, probate, for condema~ation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property. then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Properly, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any earns secured by a lien which has priority over this Security Instrument; (h) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instruxnuent, including its secured position iw a bankruptcy proceeding. Securing the Property includes, but is not limited to; entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instnument. These amounts shall bear interest at the Note rate from the daze of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting pa~tlus Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold atbd the fee title shall not merge unless Leader agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a cotxlition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance oral Borrower was required to make separately designated payment toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage insurance coverage is not available, Borrower shall continue to pay to Lender~the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as anon-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by ' again becomes available, is obtained. and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums far Mortgage Insuranoe, Borrower shall pay the premiums required to maintain Mortgage Inswance in effect, or to provide anon-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing far such termination or until termination is required by Applicable Law. Nothing in this Sextion 10 affix:ts Borrower's obligatiuu to pay uiterc:st al d~rs rage ptuvided in dm Nuie. Mortgage Insurance reimburses L.ender (or any ~tity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate then total risk on all such insurance in force from time to time, and may enter into agreements with other parties thaz share or modify their risk, or reduce losses. These agreements are on fermis and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These tents may require the mortgage insurer to make payments using any source of fiutds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA -Single Family -Fannie Mas/Fnddh Mac UNIFORM INSTRUMENT ~~INE) 1o81~I F'apae o~ i6 Inuuh: Form 508 1/01 ~~