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201007342 (C) "Lender" is ~L~s ~'~ ~ r R.A. Lender is a NATIONAL ASSOCIATTt>nT organized and existing under the laws of x88 tJN7:'TSD STATES Lender's address is P . O . SOS 17.7 O 1, N8'RARIC, NJ 0710147 O 7. Lender is the beneftc'tary under this Security Instrument. ~) nl•~~n is y~,S FAR(~O 87:RARCIAT. RP1TL I3NA C/O SPEC. S33RV• r PO S08 31557, BILLINGS, MT 591D7 (E) "Note" means the promissory note signed by Borrower and dated s8PT1~A~R 3 D , a 010 The Note states that Borrower owes Lender N7:R8TY T1Q0 TSOIISAND SIR HUAZDRND 8L~ AND 0 0 / 10 0 Dollars (U. S. $ * * * ~ * 92 , 611.0 D )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than OCT088R O 1, ~ 0 ~ 5 (~ "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (I~ "lttiders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ^ Adjustable Rate Rider ~ Condominium Rider ^ Second Home Rider 0 Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider 0 VA Rider ~ Biweekly Payment Rider ~ Other(s) [specify] (n ",Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative Hiles and orders (that have the effect of law) as well as all applicable final„ non-appealable judicial opinions. (.n "Community Associadon Dues, Feea, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (I~ "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an elextronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "F.sexow Iteaas" means those items that are described in Section 3. (11~ "Miscellaneous Proceeds" means any compensation, settlement, award, of damages, or proceeds paid by any third party (other than ~ proceeds paid uttder the coverages described in Section S) for: (i) damage to, or destruction of, the Property; (ii) conderrmation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (l~ "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. NEBRASKA -Single Family - Fer~uds Mav/Fraddia Man UNIFORM INSTRUMENT -81NE) loci 71 ~ ~ ~ 15 i~n~.u: Form 3028 1/07 J~-