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N��ea1t.Tits srle aM li�ib trt�t s��t�le a►�d�r�e at a�7�re U�e ni <br /> aM�f t��at 1ie rttii��t�Mie l wR�l• <br /> ADDTtlONAI.00VENAlWT'S.tn ad�tiau to the covauau aod a�ea�mmts a�de m tbe Sawiry Insnvment,Borru�#��,eader <br /> furti�aaoveuantu�d�eersidb�is: . . - <br /> . _ - , ;'t�.r" - <br /> A,;;'�i8�`11A1E�t�IR 11l�1[�THI.Y lAYI�N?CNAL , . : :': °";�`�:'�,:"�` : � �5c mrae��fod the a <br /> -- .��e�a-�t�r Aa.3i�iLi��te ot - &-I�' �r.�S�i,c�L5e 1Vdte pruvades far d��n .- - - <br /> '�ioaBil�rpR�a�eats,astoGoMS:� j • ,, � - '. . <br />- :��..;.. : .;.` . . . . �. <br />--- 'S: '.iN7ERE37'JGlTBA11ID�YP.lY1AlF1NTCAA.YG�S,, r � : _ � ' <br /> = ;;i�A? t��allr� ` ;'•�-.� . <br /> _ � :`�t�es�caacra�e�,�nv.r��..e�aou�eru�a.ror . �pY .tq 93 ,saaoa�aca.y� <br /> -- �2 ' soetMthaatta.Eachdateaawhichmriatete�srstecou�dc6foseis'dkds'•CUtnteD�ce.,• � <br /> '"�`-. . . p� '1'reiw�s . ,. .. ooUnitcdStstes . . <br /> - &paain��riN the fust CAsn/e Duo.my iau�est r�te wiU bebasad on sa Indea.The Iadea is the�atcly sver�e Y1dd <br /> � ' Trasury�a�uliks djutttd to s cort�mi mstmit7rd!�rear.�s�n�de�vaitablo bY tbe Feda�l�c+'�Boud.The m��"t Iedex fi�urc <br /> avaita6k as o(tbe d�[a4!days betorc acb Chsn�e O�te is called ihe"CuRrnt Index." <br />- tt the tnda is uo taa{er available.tAe Nae Hofder xpi chooa a new it�Which is 6ased upon companbk Intonwtion.The Nae <br /> ' � Holderw111=ivemenolke4fWschoice. ' , <br /> � tC1 CdeiM��NCi�es . <br /> Bc[ae ad�Chsu�e Due.[!,e IVo�e H41�will caicui�ce my new incercst�aee by addin� ��n nnY1 nn�F_NA F peran�iue <br /> - p����=5 �li)to[he CaRent Indac ana ra�n�dias to the narat 1/Eth of 19�i.subject to the Hmlts sqted in Soctlon MD)beta+v. <br /> 71d�sourMed unount w�l be my nnv tecerat nte untll the mxt CharKe Dace. . <br /> The 1Vcte Notda�viU ttiea detrnnine the amonne of the monthty p�ymeat that wouid be sutfutrnt tn repaY in full the yrirrSiPQ I am <br /> aipecte'd to awe on tUat Chaa�e Date in aubstaatially equal piymrnu by the maturity date u my new intaat rate.The resulc of thJs cakulatSon <br /> , :-� �rill be the aew amount of my monlhly payment. <br /> � <br /> �) LWIso�I�kratRateCpKa 8.0 �Ii or !as than <br /> 7bt intaat rate 1 am required to pay at the first Cfiange Date wip �ot be greata than <br /> 4.0 9i,Thereaftu.my intercst rate will never be iaereased or decre�ued on any single Change Date by mon than ��� <br /> (��.Lfrom the rate of interest!have been paying Por the paceding twelve months.The mirrimum interrsa rate on thls loan wiA rxra be <br /> �t�4.OQ.—�li and the maaimuta irr�arest rare will never be greater than 11_�Q 9i. <br /> , te� Ea�efl.�eorc� <br /> ' My new interest►ate wilt beccme effecttve on each Cltaage�5a=°.I will pay[he amoupt of m�new monthly payment 6eginnirLg on the first <br /> ' �-r= monthty payment Oate atta the Change Date until the amount oi my manthly pay�:rnt changa again. <br /> 1 <br /> � NotkeotCh�{es <br /> The Note Hoider wi11 ma�'1 ar dcliver co me a notia before ra.,,�h Change Date.The notice will advlse me of: <br /> (i) the new interat rate on my loan as of the CAang:*J�[e: , <br /> ;::' ' • (il) the amount of my moathlY payment following.3�e Change Date: <br /> •:� (;ii) any addlNonal mattere whlch ihe Note Hotder is requlred w dlsctase:and <br /> •R;i (iv) theaddrasottheassociationyoucm�l�contactreSudinganyquestionsabouttheadjusimrntn�'aa. <br /> �k `:n • , <br /> ' `� 1. CHARGFB:LIENS <br /> • '"`*::;��, Uai[om�Covenaet 4 0!tha 55oeurlty Instrument ls amended to rcad as follows: <br /> , ��e::���;��.�c ,. �,Cl�e�;lJer,gortowes ahatl yay a11 tazes.auessmenu,and other char�es,flnes,and impositions attribuwble to the Property which may <br /> ' . " �4`•''°�' stt�in�pdarity aver t�is SecuNty lnstrumrnb and leuehotd paymmta of gound rrnte,if any,in the manner provided under pua�raph 2 hercot <br /> � •, •* __���� a.�!not paid in auch manner,by Borrower makins payment,when due,dlrectly to the payec theteof.Borrower ah�ll prompAY furnish l.ender <br /> ' "'" ' �� a�l notica of amounb due under thi�puuraph,and in thc cvent Borrower shtll make�syment directly,Horrawer shall�romptly tumish to <br />_ ' .k:,s�;.�,,;.r . <br /> �`_;�; '_ l,ender rerelpls eviden¢i�such pa�yment+. Bonower ehaU promptty Eischuge any Urn whlch hu priority over this Securicy lastrumrnt: <br /> �~'. .; however.Borrowor shall not be required to di�charge any such lirn so long ai Borrower. (a)shatl aaree in wrlllt�to the paymenl of the <br /> Y ti�,�i.. � <br /> • • '�� obli�tion seeured by such lien in the m�nner acreptabte to Lender(b)sha11 in good fuith contest sucb lien bytor defend aaainst enforament of <br /> �•�� <br /> � ,,.,-... �, <br /> ;,�' such litn in.k�t yrocadit�s which in the opinion ot Lender�perate to prevent the enforcement of thc lien oe torleltute af�he Yroperry or any <br /> �-°��:��;��;'�- . prt thereot:or(c)shat!securc(rom the hotda af such licn an agreement in a form satlsfuctury to Lender subordinaUnB surh 11en to this <br /> . j�" �,�- 5KUflty Instrument. <br /> � �' If Lender determina tl�at all or any part of ihe Proper�y is subjecl to a lien which may attain a priority ovee thb 5eturlty Instrumenf. <br /> , - .���"-#'+:.... . Lendet s6a1t give Bottowar a notice idendiying such lien. 8arrower shall sadsfy snch tien or�ake one or more of the actions set fortb above , <br /> - ' within tm dayr�of the�iving of thc notice. <br /> � " '- .- • . f C. N0710E <br /> , •"��`�`�.� � � �' Unitorm Coven�nt 14 of the 5ecurity tnstrument is amrnded to rea4 as foltows: <br /> ' � - 24. Nollee.�acccflt!or any noHce requlced under appticable 1a�to be pJven in another manner.(a)any nodce to Hottowd psovided for in this <br /> � `';;;:�'.. � .�"_`�,•. , <br /> • • • � 5tcwity tnstrument shaU be given by dellveAng it or by mailing ie by 8rst class mall to gorrowet ae the f'roperty Addres�or se such other address <br /> ' ' ay gonuwu may deslgnate by notice to Laider a9 provided herr3n,and(b)aey notice to lendu shal!be givan by flrst dass mail to Leadct's <br /> _ , � • ..: . .;� <br /> ___._,__..,_ ...;�.���-- <br /> � V addless slaiCd hereln m to such 6ther adQress as Lender may dds:ga3te�y tioH�e t6 Safrowdf as piovtdeQ trerein:Amrm,tm�e pmvictce�tur in ti�s <br /> , , , � 5erurity tes[ruatent shaU be dr.mcd to havt been given�0 8orrowee ar Lender when given in the manner Qesignated hrieln. <br /> , . . `� <br /> , . -: : <br /> � , „. �:r <br /> ,. :•, . . :.. . _ - - - - _ _ _ _.. _ _ <br /> �. _ .:_-. _ . _ _ <br /> ' :�. .. , - _ <br /> � ,. . .` ' '.::.: ' <br /> _,r <br /> - • -...� <br />