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<br /> TU(IL��'N�'R'�Vl'l'ki all the improvemenGg now or hereafter eracted nn the prapc►ty,ur�d ull c::scments,A�7�lUftC31:1f2CC5�nnd
<br /> fixturcs r�►w or hercAQcr a part af the property. AI! replastmcnts and aclditions shull also tx; covered by thie� &::currlty
<br /> Instrumcnt.All of Ihc[oregoing is rtferrod to in this Security instrument s►s the"Property."
<br /> 1B(yRROWER COVBIVANTS tiwt Ilcrrower is lawfully s�ised uf the estate here6y convey�l and has the right hr(�r�ant nnci
<br /> canvey the�'roperty a�xl lhat the Pr�perty is unencumbered. except for encambrancos oi'record. Bure�wer warmntr.�nA will
<br /> d�f�rt�;,•^n*rn��y aitc t3tle t�the Property avainst all claims and demands.subject to tury enciimbrances of record,
<br /> THIS SECUEtITY 1NSTRUMENT wmbines unifarm covenants far natianal us�e�nd non-unifarm covcnants wilh,liiYiitod
<br /> vari�tiona by judsdiction ta�onsdtute e uniform�socu�ity instrumer.t coaering real property.
<br /> �JNIFORM COV�'NAL�TS.Borrow�r and[xtader covatiant and agree as foflows:
<br /> l. Payment ot Prlec[p�l�ad Dyterert; Pre�ymaet �1 I.�te Chprgea. Borrower shal! promptlY paY whan dua tlta
<br /> princip�l uf ard iaterest ou ttw deM evidawed by the Not�anJ any prcpaym�nt and late charges dua under the Notrr.
<br />� 2. 1�'u�for T�cc��nd Insur�u�ce,Subjxt t4 applicablc law ar tn a written waivar by Lcndec, Borrowan sltnll pey to
<br /> L.e►Wcr on the day monthly paymenta are due w�der tFic IVote.unttl the Notc is paid in fuU.u sum{"Furads")for:(qp yoar{y tmtcs
<br /> and essesamcnts which may attain pr,iority over this Socurity Instnimenc as a�lkn on the Property:(6)ytarly Ieasei�alif pay�n�ntx
<br /> or ground rents an the P�qpe�ty.if unyc(4)Y�ly I�rard or prc�pertY insusars:e premiums;(d1 Yeazly flood insuranc�pmmiums,
<br /> if any: (e)Ye�ulY mortgaae in5uixnec pnmiums, if any:and(�any sum3 paynble by Borcower to L.ender, in ac�on.laace�wUh
<br /> thc pmvislons of pragraph 8, in lieu of the paymant uf mortgage insurance prenuwns.Tt�ese itertu an:called"E�scrotiv Ilx:�tiu."
<br /> Y.�+�der �ruy, nt ar►y time. cotloct and hold Fuads in sut enxwnt not to�exaed the maximum amvunt �lendef[itc a fixtt:rnlly
<br /> �riaiai nw�ijr,i�r,a laiu��rM;� c'cr�ai�a iur�7o�cr's rcrot.�ur.: u�s t�f�tra!Rr,e��,�r�$rr�l�mtt!t Atrss•eA►�cr,a Ac:t nf
<br /> L974 as smended fro►n timc to dmc. 12 ii.S.C.Section 2601 u seq. ("RESPA").u�less another law that a�tlin.�to thn Bu�cis
<br /> sas a Icssa amoum. If.�o, La�r�y, at any time, collect w�d hold Funds in an amount rat to exooud��l�u lue�r,amnant.
<br /> L,rnder msy estimate the anwunt of Funds due on she bacis o�f current data snd rcasonable euui�tes of,t�b:pe.udihtrr.s nf fiuom
<br /> lE�scrow It�rns ur otherwise in ac�rdanint with applic�bte law.
<br /> �fhe Funds shall be 6eld in an institution whose deposits arc insured by a fedual agency, i►u+ittimantnlir�, ar entily
<br /> (includi�lxnder,if L�nder is suc�an institution)or in any Pakcxl Home Loan Bank.L�er�der st�all�pAfH'�hn tiunda ta pwy tho
<br /> Fscmw I1pns.Lei�der rn�y not chuge Borrower for holding and applying the Funds,annually�lyzing;s�lu esam�v ace.�c�unt,or
<br /> vetifying the F.scrow Items,udass I.ender pays Borrower interest on the Fu�xts and applicable law p�zrnith.�:,endur to_ntake such
<br /> •chrrgc.Nowevu,[xnder msy n�quir�e Bomowe�•to pay a one-time dwge for an indepcndent cal rstaks�lt+x.n:p�rting sesrvicc
<br /> used by I.cnder in connoction with this loan, unless applics�la Ixw providra otha�wise. Unless un agxncnte.nt im m�eiu ar .
<br /> 1�wn�'w,s�io'=sw acwpliiw,i'�w�"va t0 'Lv' '�'C'���..."'^.`�...'�'�c .tl l,nr 1..�nimrl tn nfar RnrmWeC�nV itNL[GSt Ot t�tiU1RE aQ.tlltf E�llld4l.
<br /> Hnnnvver�nd i.erder may ag�ee in writing.1►owover, th�t inteccst shall bo psid ou du Funds. Lender sht�lll�i,�+c t�r&�rrower,
<br /> without darge. �n annud accdundng a�f the Fands.showing crodits and ddriGS to the Funds and th�e put�vp►�s fnn whfcfi e�clt
<br /> debit to the Funds wa mde.7'he FwKls ue��ed�ed ag additional security fa all sunu secuc�nd by this Secut�t�In�xniment,
<br /> If tbe Fuads hdd by I.end�r cxoeed tha��rhkxints permittod to be Ir,ld by appliable law.t.end�er stu�ll u�umimt•taa l�rrowcr
<br /> for the exress Funds in�Munce with the requirements dF apQlicablC l�w.If th�.�aimt;•af il��i'ir,nda hel4t,iby�L•cad'K:r,at any.
<br /> time is aot suffician,to pwy che F.sc:mw Itam when doe,L,ender may so nu�tl�f,lr�cro��irin Writing.and,in�itaFi,caa+&imnwer .:.
<br /> sh�ll pry w Lxder tik�unount nocessary to make up the deficicncy,H�rressM��r shall ri�lce��the deficia�t��in,na mnto than•�� • � ,
<br /> tweive�y lx.ym�ts.u I.eadar's sale di§cmion. �"`' ,. �, .
<br /> [Jpon payma�t in fvll of atl sctuu socurad by this 5a:urity Inunemrnt, Lencler-��ll promptly nfuri�i�'tu�&�Rmuar atry —
<br /> Fwds hdd by[�ender.It',unda pa��graph 21,Lender stnli acquire or sotl tbe Pc�opat j�;:�.c�»der.Priur to tl�t,��aqni!,iti�m qr a�la
<br /> . of the F'�opertr.�u11�p'P�y any Futds teel�,b.y,Letider u tt►e time of scquisidon or s�lc a,s.p crcdit agsinst�tlii�•sutns s�+c.vnxl by
<br /> • ' ttris Seourity it�wma�t. , `'., '� �.-;,�:::.
<br /> 3. AMpi{c�tjoie o[pl��.Unless ap�ifit�ble law prov�des otherwise,all p�,yenaus roaivod�,j��j�taAlmuntte�peang�phe
<br /> l aad 2 shall be appliod: fira,W ury PnP�Y��B�duc undrr the Nnte;sacari,ta anwuats��Itrµndln pai�h 2;
<br /> Wfrd.to uderert due;tauth.w principal due:add Isst,to m�,.y late c�arges�fiie undex did•'t�ote. ,�,;:
<br /> 4.Cf��i3e�.Horrbwiv slwlt pry all taxes.�►cs�sments,dwtiges; fines and�.5�m,pasit6a�;att;j[�eift�ill:�ta ttio Rvpeny , •,;,:��;
<br /> �++�'uh m�y at�in ova this Samrit�r•��tttument,ana lea�diold p�yments ar grrcii�d twNa::i�':A�nli�_.�+�rxaw�er shrll pay. ;_.r,�,.°��''.
<br /> �Q';'►ZY
<br /> t�e ol�ipclu�is?is;t+l�s m�pmvidod in paragrsph 2.o�r if not p�id in tiwt rn�w�er,�tzxower shall}�;}!;Ftitnn:on�dnki di�odly
<br /> to tbe perxxs o�d piyaiait.Hormwer slali Prom�t1Y fumish to L,ender�11 not3aa bdi»mwuka to be p�isk•P;unl��r tliis�raph.
<br /> _ [f Aorrowe.�n�ic�es tfiese payrnet�ts diroctly,Borrower shsU ptutnptly fitntish to Let�de�.xeoerpts evide��cing�$t�t p►�yxt�nle,
<br /> '� Aoccowar�halt proa�ptly diselwge sny lien which tws Qriority ova this Srcuricy�nstrument unlesa BuYr.x��w�r.(nJ agn�ox in
<br /> � writia�w the p�ymaft of the oblig�tion secuml by ihe lien in a m�nner aoceptable to[�ler:(b)oonu:ata 4i���oad t�ulh dtv liem
<br />,� by�or defa� �irmt enfor�esment of the licn in, leg�l pn►eeedings which ia the l.ender's opinion r,�r.iy�tu•tv provant d�o
<br /> � e�forcana�t aF the licn:ur(c)sxure+frnm the hatciccr of zhe lien sn a�oeir�m satisisctory to I.ender wbt�ik4i�t�ata�►�h�r li�a�ta
<br /> � •
<br /> thes Sa.wity Instnw�cr�t. lf Ixrniec deter�nines thu yn,y part of the Property is subjocx rto a lien which may'�►ttain piib►ity ovcr
<br /> � this Security In.st�ument,Lc»der may give Borrower a notice ida�titying the lirn.Borrower shell satis�ty the I{eni�.�r tuf:e o��n or
<br /> � mone of the actians:s,.�t forth above within 10 days of the gi�ing nf notice.
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