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100025440004064371
<br />2 ~ ~ O O ~ ~ ~ ~ 0041039496
<br />(C) "Lender" is AIIRORA BANK F9B, A FBDBRAL SAVINGS BANK
<br />Lender is a FEDSRAL SAVIN(#S BANS
<br />organized and existing under the laws of IINIT~D sTATEs
<br />Lender's address is 390 3. "tPOODS NILL RD, #300, CHSBTLRFTELD, MO 63017
<br />(D) "Trustee" is
<br />Fidelity National Title Insurance Company, a California corporation
<br />(E) "HERS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting
<br />solely as a nomuinee for Lender and Lender's successors and assigns, MERS is the bettefi~iary under this
<br />Security Instrument . HERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. $ox 2026, Flint, MI 48501-202b, tel. (888) 679-MGRS.
<br />(F') "Note" means the promissory note signed by Borrower and dated September 10, 2010
<br />The Nate states that Borrower owes Lender
<br />ONB HUNDRED SIXTBffi~T THOC]'SAND ETaHT HUNDRSD & 00/100 Dollars
<br />(U. S. $ 116 , e o o . 0 0 )Plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than O c t obey 1 2 0 2 5
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicablej:
<br />Adjustable Rate Rider [~ Condominium Rider Second Home Rider
<br />Balloon Rider ~ Planned Unit Development Rider l-4 Family Rider
<br />VA Rider Biweekly Payment Rider dther(s) [specify]
<br />(~ "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(I~ "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
<br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument,
<br />computr:r, or magnetic tape so as W order, instruct, or authorize a financial institution to debit or credit an
<br />account. Such term includes, but is not limited to, point-of--sale transfers, automated teller machine
<br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse tratsfers.
<br />(11~ "Escrow Items" means those items that are described in Section 3.
<br />(1V) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, ar proceeds paid by
<br />any third party (other than insurance proceeds paid under the coverages described im Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property;
<br />(iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/ar
<br />condition of the Property.
<br />(O) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the
<br />Loan.
<br />NEBRASKA -Single Family -Fannie Ma~Freddie Mac UNIFORM iN51RUMEN?' ERSi
<br />-6A(NE) tos~a~ Rrige 2 of /5 Inl~els~ Form 3028 1/07
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