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201007225 TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall [Type of Recording Jurisdictlon] (Name of Recording Jurisdiction] lF 1l`R ltR'1l MC'1C~ lX 1l'7F sC7C7lSi tMKIN91MMMAROX AMM941""~ NMRIT~Mqgr Allfm RiXX Lot Eight (8), Island Acres No. 9, an Addition to the City of Grand Island, Hall County, Nebraska, EXCEPTING a certain tract more particularly described on plat of Island Acres No. 13 recorded as Document No. 77- 006482 AND Lot One (1), Except the South Sixty and Eighty Six Hundredths (60.86) feet of said Lot One (1), Island Acres No. 13, an Addition to the City of Grand Island, Hall County, Nebraska which currently has the address of 1503 Piper St [Street] Grand Island , Nebraska 68803 ("Property Address"): [city] [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. NEBRASKA- Single Family - Fannie Mae/FreddieMac UNIFORM INSTRUMENT Form 3028 1/01 Laser Forms Inc. (800) 446-3555 LFI#FNMA3028 4/02 Page3 of 13 Initials: