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<br /> u„ <br /> <br /> 20100'7225 <br /> <br /> <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it. <br /> Witnesses: <br /> <br /> <br /> (Seal) <br /> Kevin R Werner -Borrower <br /> <br /> (Seal) <br /> -Borrower <br /> <br /> <br /> (Seal) <br /> -Borrower <br /> <br /> (Seal) <br /> -Borrower <br /> <br /> [Space Below This Line For Acknowledgment] <br /> STATE OF NEBRASKA, Hall County ss: <br /> On this 27 th day of September 27. 2010 , before me, the undersigned, a Notary Public <br /> duly commissioned and qualified for said county, personally came <br /> Kevin R Werner, a Single Man <br /> <br /> <br /> to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br /> acknowledged the execution thereof to be his/her/their voluntary act and deed. <br /> Witness my hand and notarial seal at Grand Island, NE <br /> in said county, the date aforesaid. <br /> My Commission expires: <br /> <br /> and J. Jarosik -Notary Public <br /> GENERAL NOTARY -State of Nebraska <br /> EDWARD J. JARQSIK <br /> - My Comm. Exp. Oct,17, 2011 <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> NEBRASKA- Single Family - Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br /> Form 3028 1/01 <br /> Laser Forms Inc. (800) 448-3555 <br /> LFI#FNMA3028 4/02 Page 13 of 13 <br />