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<br /> � A�l��YQE��s TC��I��A ilW7�7P.YSSI�YI�U�II�M IS Y6�l w _ .
<br /> r ' H�tItOWQt COVE[�iiAM'S tbu Bormwer is lawfulip seised of the estate heteby boaveyed eud has the right ta g,�ant .
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<br /> ond convey.the 1�topR1Y and tAu.tbe Pmp�m'is unauusnbeted.tacept f�encum6ru�ces of nxord. Boeowes vrarrana and
<br /> wi11 ddefld gene�allY tht titk�o the�tope�ty'agaitut all ciaims and demuds.sabjoc�to any e�cum6raacGs of cecord.
<br /> TtIIS.5FCLiRIPY INS7RUMENT canbiaes unit'am rnvenaets for natwtnl use aad�non-unifc�rm coymanu with
<br /> t, � limitad varistions by jurtsdiction to ca�tirote a unifocro securiry i�unme�t cm!tt�8�P�P�Y ,
<br /> .UNII�RM CQVENANTS.,Rarrawer uw!L.ender covenant aod agce�s foitows: .. wl�ea due die
<br /> L_, o � � p�,y�t a�Prt�cip�1 s�d Lteres�PreNl�t�d"Eak Ciar�es Sorrower shall 1�P�F MY
<br /> pcincip�l oE aad iiwaest an tbe debt evideacod by the Note and aaY P�PaY��t aad tate c6arges due undee the Note.
<br /> ` Z. F�lor'l3u�a a�i� Subject to applisaMe law�to a wrinen waiva by i.ender:Borrower shal}P0Y�
<br /> L,en�der de the day nwo�6f9 PiYmrnts�e due under tLe Nate.�nn't the l�ote is paid in full,a swm t"Cwds")far:ta)Yeari9 .
<br /> ,tues xrd assa�whk;6 may atp3»PrioritY over this Security Insuument as a licn oa the Qtope�tY:(b)Yrarty Itasehoid
<br /> pr_gcomd�tt•�the RopMY.°if any; (c) yea�ly har.�td:or property insurar�ce pemi�:(d) Yar1Y ftaod
<br />_ - ins��x.�P�emiums,if any:(e)Y�Y �8�8���C P���f any:aad f�3�►Y�i�Y�le fsy Bottowet to -----
<br /> -- LendeG in acoocdan�r with the ptovisions of puagcaph 8t in lieu of the payment of mortgage insurauce p�emiwas. These
<br /> itsms ar+e cailed"E?scnaw Items." Leade3r ta1y.at any tune.cullect�nd hntd Fvnds m an anwunt not w caccad tbe tnaximum ---
<br />_�: --- - - - far B�so�ver;s es�mw ara�uni-wider tt�e fedesal Rea1-. - - -
<br /> atraatu a lender-for a fe�eially nelated moztgage Eo�n a�ay.nqnin --
<br /> . E,state Settiement pivrodu�s Act of 1974 ag amended from time to t�me.12 II.S.C.�2601 et seq.("itESA�").uNess anotha ---
<br /> - taw deac applies tu the Cuads sets a lesser arnamt If so.Lender may,at any tia�e.collect and dald C�u�ds in an amour►t not to �
<br /> exead tLe lesser Artwunt. l.ender may�nate the art�oimt of Funds dae on die basis of cumeat data and�easoaabk -----
<br /> estim�oes of eapendinms of future F.sc�nw Itert�s or od�erwise in accordance with appiicabk law. , � � ___—
<br />-- 'li�e�nds sh�lt be held in an insdtution whose deposits are ipsunci by a feQeraf agencY,insicumentaliry.or entity _---
<br /> ('mcluding lander.if Lender is such an iastiarioal or in any Federal Hoaae l.oan B�nk. Lendec shall appty the Fu�ds ta pay =
<br /> - ' the Ecerow Items. l�errder may nd chuge liarower for hotding and applying the FLnds,amiaaUy am1l�S��w --
<br />` . accoimt,or verifying tbe Esccuw Items.uniess L.ender paYs Borrower iaterese on the Funds and applicabte Iaw permits p,��.
<br /> � L�ender to make such.a charge. However.Lender may reqwre Bocrower to pay a one-pa�chuge fa an tndependem real �,��-
<br /> . estate"tax repoAing service used by Lertder in eonnee�ion vrith this loan,unless applica6le law�vides Mt�ecwise. Unless an ��.�.��:'�-.
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<br /> • agreement is made or applicable iaw requims intecest to be paid,l.ender shall not be required to pay Bocr�wer anY inte�ct or ��?'-.:-
<br /> m wnting.hawever,that intenest shall 6e paid on the Funds. Lender �' �?..:-�,.<
<br /> _ eamings on tde Funds. Bomower and LenAer may agree' ��,,°_.
<br /> �purpos�e for whi h each deti t o the Funds was m ace.�'R�eRFun are pledged a a�dd'�tionalits�ntyb fur ai}sums secuted by - - -_ _
<br /> '�� this Security Instrumen� � I.ender shall account to ��'
<br /> - �. If the Funds hetd lry LenAer exceed the amounts pennitted to be hetd by applicable law.
<br /> � Bormwer for the excess�unds in accordance with ti�e re9uinments of appticable law. if the amount of t6e FLnds Ue1d by ��`
<br /> Lender at any time is not suffscient to pay the Escrow Items when due,Lender may so riotify Borrower im wribn8•and-in :��_�
<br /> • �, ' such case Borrower shall pay to Lender the amaunt necessary.w maice up the deficiency. Basowet sE�atl make up We �-
<br /> ' ��` def'�cieacy in no more than iwelve c�:�1y payments.at Lender's sole discretion. - • ����-"
<br /> , • L�an payment in full of alt s�secured by thu Security Instrumeni,Lender shall p�:pdy iefund to Borrower-ai�_ ��.'.
<br /> ' .� " Funclss hetd ay Lender. If,under ga.a�rapb 21.Lender shall acquire or sell the Property.L.endet.prior to the acguisitien ar
<br /> . sale of the Propercy,shall apply any Funds held by Lender at the time of acquisiGon or sale as a credit against th�.sum's . - -. ..
<br /> , . r-' securedby this Securiry Instrumen� `:__�-�:`
<br /> 3;, Applicatbn ut Ps�ymeat� Unless applicable law provides otherwise,all paymenu rereived by Lender unater . :.
<br /> � r; �__ s l and 2 shall be applie3.£�rst,to any prepayment charges due under the Note:se¢ond.w arnounts payable e�t ,���,;.,�. r_
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<br /> , .r paragraph 2:thud.to ir.ierest due:.v�':�.to princ�pal due;and tas�to any late chazges due under the Note. •.?":;�.,'.�--
<br /> ' q, C6sraes;lieas: Bormwer shall pay all taaes.assessments. charges,fines and impositions atuibutable ta the _
<br /> �."_ property which ma4 m�.:.�p��Y a��wis Secunty Instrumen�and leasehm'_�gayments as ground rencs,if any. Barower - � ,�...:-:
<br /> ' ;-��" shall pay these obliga;:�ns in the criz�.�er provide3 u,Parag�aAh 2.or if not�rafi�f;a that mannes.Borraw��.::]I pay them on . .
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<br /> � - "r' ° time�y to the person owecl����:-n� Borrow'zt shall prompQy fumish to l.ender all notices of amo-:-�s t�be paid�des . �,•.
<br /> , r �.':� this pscr�aph. If Boaower makes these payments directly.Bonower shall promptly fumish to Lender rzreipts evider`=r� � . , • ;;,.;,,;;,
<br /> the p�enfs. �"+:�"��;
<br /> � "�'. Borrower shall promptty discharge any llen which has priority over this Security Instrument unless�.xtawer:(a)agrees i� .: '"�`
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<br /> in writing to t h e payment o f t h e obligativn secured b y the lien in a manner aoa.,,�able to l.ender.(b)corste�s in good faith the . ,
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<br /> ]ien by.or defends against enforcement of the lien in.tegal proceedings wh:c��n"the Lender s opinion oge�e to prevent the • ��..;�r.•.
<br /> - �� enfoceert�ent af the lien;or(c)seeures from the hvlder of the 1iea�an agreer,.eat satisfactory to l.ender su6ordinating ihe lien , _ _
<br /> ta Ws Security k�strumen� If Lender determines that any pact cf the Property is Subject to a lien which may attaM pai��ty � y:;
<br /> over this Secunty lnstrument,Lender may glve Borrower a nouce identifyL.g*,�e lien. Borrower shaU satisfy the lien a�:r�e
<br /> } one or more of the a�ons set forth above withia t�days of the giving of rt�.:=�: �
<br /> : ,. �r;:�.�� .:• � , S. Ha7nrd ar�Property Insuranca Berre�xer shall kcep the impro��:srents now cxisting or hereafcer erected on the
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<br /> . -�� , "•� :� Property insurcd against loss by fire.hsizards inci�ed within the term"catended roverage"and any other?��zards.including i:_
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<br /> ' ���' flaods or flooding.for which Lecid.�r requires insurance. This jnsurance shap be maintained in the a�r,c:tnts and for the
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