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<br />llEFINITIONS
<br />ISpaca Above This Line For Recording Dotal
<br />DEED OF TRUST
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<br />Words used in multiple sechans of this dacument are defined below and other wards are defined in Sections 3, 11, l3
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................ 08.0.2010 , . , . , , , , , , , , , , , , , , , , , , ... , . ,
<br />with all Riders to this dacument.
<br />(B) "Borrower" is R,RYAN. HANS~.N.ANP NLGQ.~~.HR!~.S~Nr. [IUSBANp AN4. ~IFG ............................................ . ...... . . ... . .. .
<br />18, 20
<br />together
<br />Borrower is the truster under this Security Instrument.
<br />(C) "Lender" is .PINNACLE. BANK, ;AURORA .... . ........ ............................ , ... , .............................................. ,
<br />Lender is a .GORP.QRATIRN... ......................................... . . . . . . . ........ er
<br />..................................... organized and existing and
<br />the laws of .T.HG.S.T.A.T.E.OF.N~II~ASKA ..................................... Lender's address is .1.~~.4.4.$TRG~a.,.p•O.,BOX 229,,AURORA,.,
<br />.M~..~>381$ ..............................................................................................................................................
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is PINNACLE BANK 1234LSTREET,AURORA,.NE 68818 ......................................................................... .
<br />(E) "Note" means the promissory nose signed by Borrower and dated 09;30.2010 , , , , , , , , , , , , , , , ,,,,,, , , , ,,,,,,,, , , , , , , , , , , , , , , , , , , ,The
<br />Nate states that Borrower owes Lender ANh HUNUB~[1.THIRTY. FALtR.THU.U$ANU.FIVE. HONORER AP(4.N.Q11U.4 ................................
<br />D llarc (LJ S $ 1345pp.00 ,) pl Borrower s pr
<br />.................................................. o .....~............................ us Interest. ha ornlsed to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .......... . ........ . ..1.Q:q 1: 2R 15................... .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(I~ "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to ha
<br />executed by Borrower [check box as applicable):
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider
<br />^ Balloon Rider ^ Planned Unit llevelopment Rider ^ C)ther(s) [specify) .......................
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealahle judicial opinions.
<br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association ar similar organization.
<br />(S) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but. is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, ar destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, ar omissions as to, the value and/ot condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default an, the Laan.
<br />(O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.P.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used iu this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are innposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/ar this Security Instrument.
<br />Form 3028 1(01
<br />NEBRASKA-Single Family~Fannie Mae/Freddie Mac UNIFORM INSTRUMENT ~`~ IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII
<br />8ankars5ystama, Inc., St. Cloud, MN Form MD-1-NE 6/17/2tltltl l` ~'~~ i
<br />ref: 1 rzoo 1 (page 1 of 7 pager) ~\V-- ~11~ J B 2 A 0
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