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20007152 (I~ "RE5)~A," marts the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R Part 3500), as they might be amended from tithe to timne, or any additional or successor legislation or regulation that governs the same subject matter. As used in this 5eewity ~ "RESPA" refers to ali re~tts and restrictions that are impaled in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan." under RFSPA. (~ "SuCCe5lsoC itt. Interest of Borrower" means any party that has taken title to the Property, whether OI not that party has assumed Sonrower's obligations under the Nate and/or this Security Inskutatent. TRANSFER 4F RIGHTS IN THE PROPERTY 'This Security Instrttmertt secures to Lender: (i} the repayment of the Loan, and ali renewals, extensions and modifications of the Note; and (ti)the perforutance of Bonnwea's covenants and agreements under this Security Instnunent and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, wilt power of sale, the following descxt~ed property located in the Cawtty of Hali [lppe of Tiscarcr<r~ ]urisdic:tinn( (Name of Raa[ding rurisdiefiaml LOT Slx (G}, GRAND WEST FUURTH SUBDIVISION IN TIC CITY ~' GRAND ISLAND, HALL COUNTY, NEBRASKA Parcel ID Nttrnber: 400415453 4033 Craig Drive Grand Island ("Praperey Address"}: which currently lass the address of ls~] [G~yl , Nebraska 68803 Cyr ~l TOGEtHER WITH all the impmvemertts tmw ox hereaftea execked on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also tae covered by this Security Tnslrument. All of the foregoing is referred to in this Security Instrument as the "Property. BGRRaWER GoViwNANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for enct>rrLbrarLCes of recnxd. l~rrawer warrants and will defend generally the title to the Property against all claim aa~ dernanc~, subject to any encumbrances of record. THIS SECURTTY INSTRUi4JENT combines uniform covenants far national use and rton-uniform covenants with limited variations by jurisdiction to constitute a unifana- seC,uity instrunterrt covering real praperry. UNIE'ORM CaVENANTS. Borrower and Lender covenant and agree ~ follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Nate and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments dtte under the Note and this Security Tnstrtmaent shall be made in U.S. currency. However, if any check ar other ir~sttument receiraed by Lender as payment. under the Note ar this Security Instrument is retuanerl to Lender unpaid, Lender may require that anry or all subsequent payments dine under the Note and this Security lnstrcmaerrt be made in one or more of the following forms, as selected by Lender: (a) cash: (b) money order; (c} certiTied checl~ hank check, treasurer's check or cashier's check, provided any such check is draswn upon an institution whose deposits are insured by a federal agency, instnutLentality, or entity, or (d} Electronic Funds Transfer. N&BRASKA -Single Family - Fannia Me~elFred~s MeC UtVIFOttM IHSTttUMENT ~/~~ ~~(1, ~.6(NEl lm-~) Pags 3 d ~~ Avpela ~ J I~ Form 8~dB 9101 LIDS-1~tB9 i~m~nnnm~