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201007143 <br />VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />NOTICE: THIS LOAN IS NOT ASSUMABLE <br />WITHOUT THE APPROVAL OF THE DEPARTMENT <br />QF VETERANS AFFAIRS OR ITS AUTHORIZED <br />AGENT. <br />THIS VA GUARANTEED LOAN AND ASSUMPTIQN POLICY RIDER is made this 23RD day <br />ofSEPTEMF3ER, 2010 ,and is incorporated into and shall be deemed to amend <br />and supplement the Mortgage, Deed of Trust or Deed to Secure Debt (herein "Security Instrument") dated <br />of even date herewith, given by the undersigned (herein "Borrower") to secure Borrower's Note to <br />WLLLS FARt's0 BANK, N.A. <br />(herein "Lender") and coveting the Property described in the Security Instrument and located at <br />312 W 12TH ST, GRAND ISLAND, NEBRASKA 68801 <br />[Property Address] <br />VA GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows: <br />If the indebtedness sectored hereby be guaranteed or insured under Title 38, United States Code, such Title <br />and Regulations issued thereunder and in effect on the date hereof shall govern the rights, duties and <br />liabilities of Borrower and Lender. Any provisions of the Security Instrument or other instruments <br />executed in connection with said indebtedness which are inconsistent with said Title or Regulations, <br />including, but not limited to, the provision for payment of any sum in connection with prepayment of the <br />secured indebtedness and the provision that the Lender may acceleratepayment of the secured indebtedness <br />pursuant to Covenant 18 of the Security instrument, are hereby amended or negated to the extent necessary <br />to conform such instruments to said Title or Regulations. <br />3434601131310 <br />MULTISTATE VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />~y -5313R (0310) 10!03 <br />Page 1 of 3 Initials; ~~ <br />VMP Mortgage Solutions (800)521-7291~~~ <br />