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~a~oo~~4i (C) "bender" is ~zz8 >rARaO BAIQ3C , N . A . Lender is a National A$aociatioa organized and existiing under the laws of ~~ DNITED STATSB OP' ANBRICA Lender's address is P . O . aDX 5137 D$8 DQOINSS, IA 5030fi-5137 Lender is the beneficiary under this Security Instruupnent. (D) "Trustee" is li8LL9 1tARtiO FTNANCIAZ NATZ AH1C (E) "Note" means the promissory note signed by Borrower and dated 8>I;pT1at 1, 2 010 . The Note states that Borrower owes Lender QNlS AUNDRSD THIRTY TSOVBAND AND NO/10 0 Dollars {U. S. $ * » * 13 0 , 0 0 0.0 0 )plus interest. Harrower has promised to pay this debt in regular Periodic Payments and to pay the debt in foal not later than t)CTO$$R l , Z 0 Z 5 , (F) "Property" paeans the property that is described below under the heading "Transfer of Rights in the ~~ n (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Nate, and all sums duo under this Security Instrument, plus interest. (>T/ "Riders" means all Riders to this Security Instrument that are executed by Borrower. The fallawiug Riders arc to be executed by Borrower [check box as applicable]: Adjustable Rate Rider Condominium Rider Seco~ Hoene Rider Balloon Rider Planned Unit Development Rider 1-4 Family Rider VA Rider Biweekly Payment Rider Athens) (specify] (I) "Applicable Law" means all controlling applicable fakral, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, ~n~ppealable judicial opinions. (~ "Community Association Dues, Fees, and Ate" mesas all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. ~ "filectronic F~wdlA Trans[er" means an~r transfer of foods, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic tena~inal, telephonic instrument, computer, or magnetic tape so as to order, instruct, ar authorize a financial institution to debit or credit an arcount. Such term includes, but is aot limited W, point-of-sale transfc~s, automated teller machine transactions, transfers initiated by telephone, wire transfers. and automated clearinghouse transfers. (L) "1lL6CrO'W Items" means those items that are described in Section 3. (M) "NFiseellaaeous Proceeds" meatus any compensation, settlennent, award of damages, or proceeds paid by aqv third party (other than insurance proceeds paid under the coverages described in Section 5) far: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or a~yy part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, ar omissions as to, the value and/or condition of the Property. ~ "Mortgage Insurance" means insurance protectitxg Lender against the nonpayment of, or default on, the Loan. NEBRASKA - Single Family - Panels MasfFreddia Mao UNIFORM INSTRUMENT -B(NE) rosy ~ ~ P.w z ~ i s i~.k: Form 3l)?8 1107