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<br /> '!'Of',�TE�12 WyTH all thu Improvr�n€nts now or heseafter crected on thn propercy,nnd nJl easce►►enw. appurttnances.and
<br /> fixt�u�s oiuN�on c�res�£twr a pan af tha pmrerty.All c�Qlacemcnts end�iditions Ehnll nlso Ixs covered by this Securiry Instrumen� ^_
<br /> 1Ul of Qto t'���cgainR 1�t�frc�.t�W ifi di's��C�i�slty IuSiYIIDtC11l i!s tf:;."Fraperty:' f,-
<br /> gp�p�lyfli2 G`dVFSP1At�i'I'S th�t Donower 1s lasvfully eGised of Iho estato haeby conveyed and hus the�ight to gcane end
<br /> aonvay the Prapaty �nd ah�t tho�erty �t+u�u�"b�od�e�c�f0t���9 of recocd, Horrowe,r warranta end wflD
<br /> dofend gcnualiy It�dtb to tho A'apa�Y rB�ilnet alt clal.my a►d dEman�a.R�bjoct io any encurrebrenccs of cocord.
<br /> THIS S�CUItITY INSTRIJMBNiT combitKe unifam cavenanta for nadonal use pnd non-unifam covena►�ts with li.nnited
<br /> variatlons by jaVtedkdon to conadwto A uniform sxurlry in�tnuneat cavering rad propercy.
<br /> UAIYM�RA9 C�VFs�iAr�TS.I3u:°:aw:�:s�d I.en�ar covcn:nt cnd�c"i!.'S fUI�Q!`J9; when duc the �
<br /> 1.P,epa�eet of trt�cipRl�od TAterat;Prepayeaeat aad i.ate C6ar�es. Horcawcr shall promP�Y PeY
<br /> pdncipal oP erxl intriest on ttie deM evidencod by the Nou�riA any prepayment and lata charge9 d�se uraler the iVote.
<br /> 2,Pbsd�tor Tua�nd Int�urance. Subjoct to apnlicable taw or to a wrlqen wa�ver by Lend�x,�orrowu shalt pay to
<br /> L,�kr on tho duy monthYy peymenta sre duo undu Ihe Note,until the Nota is naid in full,a�um("Funds") for:(a)yearly taxes
<br /> anti nssessmetit�which may attwin priority over this Securiry Inatrument aa a lii;n on tha Property:(b)Year1Y kasthol�t[�Ym��
<br /> or ground renle a��Il�e Froperty.if eny;(c)Yauly harsrd os pnapr.r�y lnsurance premi�amfl�(d)Yeaity pood ins�uance(xemiums�if
<br /> enY:(G)Y�'lY�n8A8e inaurancc premii�ms,If any:end(��ny sums payoble by Barower w Lender�in accordanr.e witia Uu:
<br /> � pmvisiaas of pnregrtph 8, in licu of tho pnyment of mongago inFUran�.a premlums.'Iheso items aro called "Bscmw Ioam.s."
<br /> I,ct�der may.at any tima,wlloct and hald FS�nds in an amaunt not w eacoocl tha mweimum s�mount a lcada for a t'ederal�y refAU:d
<br /> matg�go lo�n mt►y require for Borrowa's escrow account unda��a Pedarel Real Estate SeWament Proscd�ues Act ok'li►T4 a9
<br /> nrt�pidod trom timma ro time,l2 U.S.C.Sec�on 2601 et seq. ("RESPA"),unkas anMhr�r 1aw thnt epplies to tho Furuis sets a lesaer
<br /> Nrnamt 1f so�L.ender mny.at any tirrie.colleGt and twld Funds in an amount not to excoed the ies.�er arrioun�Leada may
<br /> �ie the aunau►t of Fuuds duo on tho basiv of curn�t data an�rragonable esiimau.-u ofi e�pFr�d'ct�aa af fi��uc Esacra Item�er
<br /> �p�rlse in accardanx with applicabk lsiw.
<br /> 'itbe Funds shYll be hetd in an insdtutian wfiose deposits era lnsure�by a fedaal agaic�r.insuumec►tatitY.ar enrity(inciwling
<br /> I,ender.if I.enda is such aa insriwtion)ar iu►any Foderil Home L,oan B�nic.I..tnda shall apply¢he Fimds to pay the Escmw
<br /> Items.I�auler may na eharge Bomm�ver fcv ho{ding and apply3ng the Fue�,ennuallyr a�wlyz9ng t!�esGrow�cc.'au►L����8
<br /> the Bscrow Itan�.unless l�drr pnys Bcxrowa inurest on th��vnds and app?�icabk law�Samits I..ender td malce turah a charga.
<br /> Hnwcva.I.endec may roquire�iamwes tn pa►y a one•tiune criurgo for�n indena�dant real asate tu repcMieB soi��ice used by
<br /> T.�ndrr in cannxtbn with this loea�,unk�.a appik�bk 4w p�+ovides othuwiee. Uniess aa agroement ia mede or apptic�bl►.hev
<br /> reyukes interat to be p�id,Le�der sh�ll not be requ�red to pay Hamwer r.py iniaest a uminga on dic Funds.Barrowa md
<br /> L�snder nuy agroe ia wridng�twwava�that inta�st ahall be paid on the Funtl�.I�eridex slull p�ve w Borrowcr.without_chu�8e,an .
<br /> annwl axoundng of the FuncL+.showing crodita end dtbit�to the FS�nds or�d dx purpose for which each debit tn ihG Funds w�e.
<br /> mado.'11ie Flunds ara piedged as su7tn�fonai socuriry for�iI sum�socm�d'oy ii�u i�.�:��r 3ra-�:.�-nt
<br /> If thc Fw�ds hal�by Lendet excced tiw anx�untt pc,�mtttod w be held by�pplic�bb l�+v,I�et shaU�ccawnt W B�zi;Qwcr fo��,
<br /> the excess Funds'w actAtdanoo with the ratu4rrma�ts of applicAbb law.if ttie unount of d�e Funds heL,t by I�at�ny tiune ia' , �
<br /> � not sufficlent to pey the Bxxaw Itan�when dp�7Lenda ms►y so aodfy aormwer in wndng,And.in s�q�+c�se:Borr�wer s�11 P�Y
<br /> ta�dreni}ex tho�cnount nxcas�rY to m�ce uP tJie defidcncy.�iarmwa stW11 m�lce op.dae�efiebnay',in:no mara thaa twelve
<br /> mcftil�Il;v P�Yme�ts�At L,exwle�'s soln disCretion. • .
<br /> �3b►on psymeat in fu11 of�ll aunu xcurocl by this Socurity Insaumant,I.ei�da ehW pl�nptlY nfund to Bacm�va a�'y�an�ls
<br /> , ' 6ck1 by I�encla.If,undec Pra��h 21.I.enda st�ll acquice a sell tbe Pinpecty�I.c�dar,P[ia�o the Hainiai�ioa a atle of t�a
<br /> pxppaty,shoU epgly any Fund.s beld by L�a�dar at t1�o tune of ecquititiott or sale at a ec+edit sgainst the s�uns�ecurod by this
<br /> Soct�raly Inac�urmx�L
<br /> �.,P►pptiatk�ot P��e�b. Unloss appllcabk law pmvides otl:awL�e.aIt payrnaits raxived by[.e�xfor w�der p�ra�qr�pha�
<br /> 1 xu���IWI t+e agpliod:6cst.to a rY P�Y�►���Ba di»under ihe Note:eecond,�o rnounts paYnblfe under R�'+6�aph 2:
<br /> ,{ dt&d,w intaat due;fou�th�to principd duo:and last.w aay late ctwrges duo unda the Nw�e.
<br /> • 4.Cbraeri Llns. Bamwer siull pty.�ll t�xd.a�asmenw, �ch�r8es.fines and�P������all pay ihe.se
<br /> whlGti,m�y unin priocity ovar thin Soc�ricy Insfnuna►t,and ieax,ta{d PnYma� 6rouncl
<br /> otiliga►,iqn�in the mnna provided in p�g�t►2.a if�wt paSd in t�ut�r.�xcowcr sha11 PeY tis�nn on tuime ct�roedY oo the
<br /> pen�p uwod prima►t Bo�rower s$ail F�7�Y furni.sh w Y;e�da all natioca of amnvnt�.�to De p�id under thia pangraph. If
<br /> Barowu makes thrae pny�rians dinocdy.Borarc�wa st►wll PromptlY[umish to I�u�da receipt9'evldeaoing�he ptya�aus.
<br /> . gorcower s�l�pnxn�xiy dixh�u�ge any l�en which lut pciority ova�cAis Saauity lnstr�ment urifess�Banm�er:(�)�ia
<br /> ,� wrritin�q w tha psymant of ds�e obGgstion securod by�he lien dn a m�cuKr ancept�bb w I,enc{a;tb)conlesq in gaod futh da lie�n ':
<br /> ' by.a defcaids against enforeement of the liea in� legal ProoealinBs ahich in ihe L�da's op3n�on oprr� to pcevent ft� �
<br /> • ento��canent of t�ee.lien:a(c)x�urw fran tue hoWer of the[ien an�eanent aati,dactory w X�cttBea.subacd�in8 the liai�to
<br /> '� thia Security 1n�imen�If l.�lcr detaminet ihat any pact af the Propacty is aubject w a lira whidh��iay�min pria�ity over tl�as .
<br /> Socurity insauniei��,�.�may glve Bamwu a notice identifyfying tho liea.Borrower stw11 sadsfy tdre lieo a tslcc ono a more
<br /> '' of th,c yctions set fi�abovc within 10 daya vt thc giving of notice. •
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