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20100'7097 power of sale provided in the Single l:amlly Mortgage Foreclosure Act of 1994 ("Act") (12 U.S.C. 3751 et sea•) by requesting a foreclosure commissioner designated under the Act tD commence foreclosure a~ seA the Property as provided In the Act. lothing in the preceding sentence shall deprive the Secretary of uny rights otherwise available to a Lender under this Paragraph 1g or applicable law. 14. Reconveyance. ~qon payment of all sums secured by this Secunty Instrument. Lender shall request Trustee to re•convey the Property and shall surrender this Security Instrument and all notes ewdcncing debt secured by this Security Instrument to Trustee. Trustee shall reconvcy the Property without warranty to the person or persons legally entitled to it. Sucb person nr persons shall pay any retardation costs. Lender may charge such person or persons a fee for reconveyingg the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the cl'arging of the fee is permitted under Applicable Law. 20. Substitute Trustee. Lender, at its option, may from time to time rr:movr Trustee and appoint a successor trustee to any Trustee apppointed hereunder by an instrument recorded in the county In which this Security Instrument is recorded. Without conveyance of the Property the successor trustee shall succeed to all the title, power and duties cartferred upon Trustee herein and by Applicable Law. 21. Request fur Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. 22. Riders to this Security instrument. If one or mare riders are executed by Borrower and recorded together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)]. ^ Candominiunt Rider ^ Graduated Payment ^ Other [Specify] ^ Planned Unit Development Rider ^ Growing Equity Rider BY SIGNING BEIAW. Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by B wer and recorded with it. Witnesses: (Seal) erbert K Stough _ (Seal) lizabeth A Slough (Seal}. liorrowt7 Borrower (Space 13elarr• This Line For AcknoHledgmentJ STA Tl; Ol: Nebraska ) ss: COUNTY OF hall ) (Seal) The foregoing instrument was aclmowledged before me this 20th day of _ September 2010 , by 1•Ierbert K Stau hand iMtizabeth A 51ou h, husband and wife as clot tenants with rI 6ts Df survlvorshl Witness my hand and official seal. My Commission Expucs: 6~RAI. NOTAR1r- tltste of Neb-aaka ~ N~NGUIS'f 25,2014 F'I lA Nebraska teed or7"nur MFRS 162S6.CV (11/07) EQUllg7 Notary Public Page 3 of S corocao+eaasl)