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<br />~oioo7os1 <br />BY SIGNING BELOW, Harrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />(Seal) <br />Tim A Wojcik -Borrower <br />(Seal) <br />.101 M WOJCik -Borrower <br />MULTISTATE PUD RIDER- Single Fatuity -Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Form 3150 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3150 1101 Page 3 of 3 <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />