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~o~oo~oso <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and retarded with it. <br />Witnesses: <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />01].0303460 <br />(Seal) <br />KELLY S -Borrower <br />~ (Seal) <br />EIGH A ERS -Borrower <br />-61NE) wao~i.oz Page 1a of 15 Form 3028 9/09 <br />