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<br /> <br /> <br /> <br />IV <br />~ ..~..r.r ~~ ~ n ~ ^= m <br />..~..,.....,...,._. ~~~ ... = y, ~=, <br />,..--~ <br />c-~ u, <br /> <br /> <br /> ''' ~ ~ ~ <br />N <br />~ ~ rn 10 ~ <br />n cn ' ~~ <br />~., ~. ~ -< a t~ <br /> ~y <br />7C 2 <br />`' Iv A <br /> .v~'~ "'~ ~ <br />, -~r7 ~ ~T <br />p <br /> d e. { <br />. <br />.;~; ~ rrl Z <br />_ ~ , <br />n7 ~ .: <br />"L7 <br />~ ~ <br />p <br />~ <br />~ <br /> <br /> <br /> <br /> <br /> ~ ~ ,~ <br />Z <br /> Gf3 <br />[Space Apave This Line For Recording Data] ,~ r <br />Loan No: 101234698 e~ ~ <br />DEED OF TRUST U <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated September 20, 2010 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Michael Westerby and Mandy Westerby, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diets Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note" means the promissory note signed by Borrower and dated September 20, 2010 <br />The Note states that Borrower owes Lender <br />One Hundred ThirtySeven Thousand Seven Hundred Fifty DOLLARS and Zero CENTS <br />Dollars (U.S. $ 137,750.00 )plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than October 1, 2025 . <br />NEBRASKA- Single Family -Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA3028 4/02 Pagel of 13 Initials: <br />