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<br /> ' .�wrrtt att the imp�nvemeots n�vir or baafta crec�ed an the popeny.and al�a�,�� ' ,
<br /> • sied tiaW�es now or i�eteaf6et a pnt of the propettY- Alltep�s�a�[S�sd additinns st�il atso be cavend�y t�is Sec�riry ` .
<br /> --.____ __ .:_ .,:---��th�f�-isi�f ' a�ttte"P_mpeeiY-- .r= _ ---.-. �_- - .— -_ �---
<br /> . . BORROWEK CQYFI�U�F�'S.thu Barower is tawfuity seised of the e.�tsce hecaeby c�meyad aad has t6e rigt►t to graat
<br /> � aod canvty the t3+nperty and that the Ptopercy is w�•�x�TM for cacu�t►brances of reccxd. �orrov�er wacrants aad
<br /> . � wil�defaW��y tUe`titic to We BtopMy agafnst all cltitns�wd demaads.subjec4 to any encum6rances uf r�ocd.
<br /> THIS'SECURYi'Y INSIRUMFIIST cambines un�form covenants for rtational ase and non-unifomi caveaaets with .
<br /> ' limitcd.var�uiaas bY jurisdiction ta corsstiate a unifam secv�ity mswt�t coveiing i+eat pmper�Y• -
<br /> �'UNIFOItM CQVENANTS. Bott+awer and Lender covenant and ag�ee as follows: �lY PaY
<br /> • _l. Pay�t d YrLdpd a�d I�taat;F�7��aad Late Cirar�s. Boimwer sNali whm�due the
<br /> • prin�.7p�1 of�d iotaest oa the debt evidencod by the Nae and anY PnI�Y�nt and late cfiatges due under thc Nate. ,
<br /> Z Fi�is far'll�es aM T�ra�ee. Subjoct to applicaDk(�w ot to a artimn waiver by L.ender.Barrower sh�tt psy to
<br /> i:ende�an d�c day monthlY WYmrnu ate due uude:�hc Note.unW the Nflte is paid in full,a sum("Funds)for:f a)9ar�S►
<br />--- Eaues sed iuessmrnts wrtnch iaay�ttain pno�ity over this Security Inswment as a lien on We Ptopeny:(b)Yearll►�W
<br /> psyments a ground �ents ua the Ptopetty, if any; (c)YeartY t�ard°�P�P�Y insurance pamiam� (d)keariy ttaod
<br /> -_ insurmce petniums. �f at►Y' ���Y�Y�SaSe �S�e Pmmlu�°g- if any;and(fl.�Y sums payable by Botrower to
<br /> _ _ � .Lrnder.-in xwrci�nce with the pmvisions of puaSraPt►8.in lieu of the payment of mortgage insuiance Pcemiwns. 'iljese
<br />-^- - ,, items ue callod"Escmw�tems" Lender may.at any time.wlkct and bold Funds in an amo�mt noc co exceea thr maximua�
<br />�">:' `amaust a knder for a federaliy related mottgage foae may requ'ae�or Bamwer's esctow accounE under d�e fedetal Real
<br />:;}, ' E.u�te SettkmentPro�o�ures Act af i974 as a�n�ed frv�n dme to tima 1�13.S.C.§2601 et seq.("RESPA").unless another — -
<br /> __ � iaw[t�t appties w tbe Fnnds sets a lesser amoun� If so.Lender may.at any 6me,collest aad 6old Funds in an amouac na to
<br />`=�r exceed ihe lesse[amouni. i.enaer,nay es��mau �de amow�e of�aue on u�e�ot'cuRen�dara ana c+ra�o�ae�e
<br /> :� estu�tes of expendiUttes of firtort ESCrow itea�c or otherwise ia accordance with apptieable law. �d�ntaliry.or entnY
<br />-�:� • The Tvnds shall be held in ari institutioa whose deposiu are insured by a federal agen�Y.�
<br /> � (includ'gtg Lender,if I.ender is sach an institudon)a in any Federa!Home l.aan Bank. Lender shall apply the Fundse c ow
<br /> — the Esc�ssw ttems. L,ender.may not cbarge Batower for holding and appiying Uic Funds,aanualiy anaiY� S
<br /> acrount,or verifying d�e Escrow Items.unless Lender pays Borrower interest on the Funds and applicabie law pem�its .
<br /> � ": Lender to maice such a charge. However,i.ender may rec{uire Botrower to pay a one-time charge for an independent real =____
<br /> ••�' estate tas repo�ting service use�t by Lender in carmertign with tius.toan.unfess spplicabte Iaw pmvtdes otherwise. Unless an �. �
<br /> '''`� 6cabte law uires�nterest to 6e paid 1-ender s6a11 not be ceyu'ued to pay Borrowerany interest or ��.���_
<br /> ,�_,,, agreement is made o�aPP� �4
<br /> :;�_ e�nings aa the Tvnds. Boaower and Lender may agree in writing.however,that interest sha116e paid on the Funds. Lender -}_:�,
<br /> • � strall give ro Bormwer,without charge.an annual accounting of the Fvnds.showing eredits and debits to the Funds and the ���,;f_=
<br /> �.9 .a:ti:i.__—
<br /> � ?���" purpose for which escii dei�it to the Funds was made. The Funds are pledged as addirional security for all sums secumd by :�,__,k;��_:
<br /> c ��• this Security TnsGrmne�. • ' ,.:.<:_..-
<br /> ��.�'.. _.��fy�__
<br /> if�he F�nds(�e�d by Lender exceed the amounts permitted to be beld hy applicable law. Lendcr shall aceaunt to ��_
<br /> :', . � Borrox-eE foc the excess Funds in accordance with the requircments of applicable law. If the amount of the Funds held by
<br /> ` 1,ender at any time is aot su�c.ient ta pay the Bscmw Items when due.Lender may so norify Borrowet in writing.and.in �,,-�;L:_,
<br /> �• sach case Borrawec�aA pay to Lender the amaant rtecessary w make ug�d�ciensy. Borrower shall make up the i�,,L��-,,,, ,
<br /> r�s.-�s -, F�
<br /> ,, .,.
<br /> deficiency in no�r S.an twelve monthly payments.at Lender's sole discrer"ua. . �#��_5,�;•;-• --
<br /> €1_ ,,r;'' L'�paymer�z�fv11 of all sums secured by th�s Securiry Instrirmen�l.ender shall promptly refund ta Bortower any l �. ,. ,
<br /> �<< � "�.• " FLnds F.��d by I.ender. �if.under paragraph 21.Lender shall acquire or sell the PropeRy.Lender,prior to the acquisition or � '• _
<br /> �'�•"� 1 s a le a f t he 1'r o p e r t y.s h a l l a P P 1 Y a n Y F a n d s h e t d b y L e n d e r a t t h e t i m e o f a c q uisition ar sate as a credit against the sums __
<br /> i;rrz'4 ' . .
<br /> - ,,�r� .°.��. - secared by[his Se�lnstrumcrtt. �. :.. ; . --
<br /> • Fp• �.*,:.. 3, ppp�icatioo ot Payments. Untes$applic�b lc law provi dcs o t h e i t vi s e, a l l p a y m e nts reccived b y Lender under ,, _
<br /> " paragraphs 1 and 2 shall be applied:first,to any prepayment charge�:due under the l�tote:second,ta amounts p�yabte under (',_ . ,.. �;��`i
<br />_ � j ';r paragraph Z:third,to interest du�fvurth.to principal due:and last.to any late chazges due under the Note. •i {f`,
<br /> , : �_ ; F��-•' _ q, Clwrges; ],iens. Bar�ixzr shall pay all taxes.as�essments.charge.,f nes and imp�sition� amibutable to thc �f,,,,.__:
<br /> SC
<br /> � - in dori over this 5ccurity inst�ument.and leaschald payments or ground rents.ii any. Borrower � ,'' Y 'f,':,'V
<br /> Property which may atta p ry � � -
<br />� ' ?�'�r `:"' ':*`�- shall pay these obligations in the manner provideQ in paragraph 2.or if not paid in that manncr.Bortawcr shall pay them on �
<br /> ��!r� � � �� time directly to the person owed payment. Botrowet shall promptly fumish tm 4.::t�der al!notices of amounts to be paid under ..
<br /> -���.,,,'�;; {�" this paragraph. If Borrower makcs these paymen�s direc�tty. Harrawer shall��_-^ptly furnish to Lendcr receipts evidencing • , . - �t',:
<br /> �;;'.;;� ,. • :>�= . the paytnen4s. , . _
<br /> , '� `�,- Horrower shal!promptly diuharge any lien which has pr.�:rty ovcr this Security Instrument unless Borrower.(a)�,�s '
<br /> � " �i�� in wtiting to ihe payment of the obligation secured by the lien in a manncr acceptablc to Lender.(b)contest�s in gaad fait+s�.:r _'
<br /> � " lien by.or defends against enfarcement of the lien in.legal procecdings wh'sv!►in the Lcnder's opinion aperate ta prevent the w �
<br /> " �� " �' ` enforeement of the.lien:or(c)tecurew from the h�iw��sf the lien an agree���satisfactory to Lender subordinating the lien ,
<br /> ,f r-< ic sub ect ta a licn which�c!3 attain orit � ;
<br /> tv thls Security(nstrument. If Lender detem�irsi.�c;u�..a:r�part of the P'ro�". . j Y � Y ,
<br /> ''��i... �_. :• over thls Secunty instrumem.Leader may give Borrau•era��?:ce idcntii'yir.��fie lien. Borrowcr shall sat�sfy the lien or lake
<br /> ' ;� �-��.;,.,;a`r�;j,,; one or more of the actions set fa:t�rs�bove within 10 days of ct:e�iving vt notice. � � -�
<br /> " � °`" ".• -� ' S. Ha�rd w PropertY Insurance. Borrawer tihnll k-�^.�,i!�e�mprocements now c�s±ting or hereafter erectcd on the
<br /> . ,:��; • '
<br /> ' �:'��� ' • Property insured a�zinst loss by fire.hazards inrludcd within the ter,n"_xtu.":�eoverage'and any olher hazards.including �,
<br /> ' '�'; " • -� flc�ods or flooctin�. for whieh l.ender requires insuran�. This insuranez stsw•::tte maintained in the amounls suid for the_ . ___ .. _
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