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~oioos944 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in auy Rider executed by Borrower and recorded with it. <br />.. , <br />CHERYL L KOSMICKI Date ~/ ~/~~ <br /> <br />RANDALL P KOSMICKI <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />The foregoing instrument was acknowledged by CHERYL L KOSMICKI, and RANDALL P KOSMICKI, <br />before me on August 23, 20,110. In witness whereof, I hereunto s t my hand and, if applicable, my official seal. <br />My commission expires: ~C--~. ~, ~ P Z- aZ~ Cq~~-- <br />BEItEHAt. NQTARY • 5tata of Nebraska <br />cNlais ~.. iwswE <br />My Comm. Exp. Dec. Z9, 2012 <br />(Official Seal) <br />Hall County, NE <br />Identification Number <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Islaud, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />® 2004-2009 Compliance Systems, Inc. 002D-6709 - 2009.12.368 <br />Conaum~ Real Estate -Security Instrument PL2036 Page 5 of 5 www.compliancesystems.cam <br />