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2oa.ooss2s <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any <br />Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Seal <br />ANDREW L RATHJF.N -Borrower <br />~~- Seal <br />REB CCA S RAT JEN -Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />// ~~~ <br />The foregoing instrument was acknowledged before me this ~ day of ~ ~Ol~ , by ANDREW L <br />RATHJEN ,and REBECCA S RATI~EN~.d ~ ` ~~ <br />Witness my hand and notarial seal at c[ m said County, the date aforesaid. <br />My Commission Expires: ~ `~ ~©/02 - <br />1 <br />GENERAL NOTARY - State of Nebraska <br />VECKI 5. GQ~TZ Notary Public <br />IN1l Comm. Exp. Dec. 23, 2012 <br />NEBRASKA -Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERE Form 3g28 7/01 <br />Page 8 of 8 <br />IBS, Inc. <br />