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201006754 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />c^ <br />`---~~~- ". _ c-~ (Sead) <br />CRAIG ROUSER -Borrower <br />(Seal) <br />-Borrower <br />,,,_„ (Sead) <br />-Borrower <br />,,...,,, (Seal) <br />-Borrower <br />Witnesses: <br />NEBIt?-$1~?i -- Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br />GCC - G3028-18 (09/01) (Page 18 of 19) <br />