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<br />~ (Space Above This Line For Recording Data)
<br />~ DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instntment") is made on September 8, 2010. The grantors are ROBERT E
<br />BUCK and DAWNITA K BUCK, HUSBAND AND WIFE, whose address is 504E 18TH ST, GRAND
<br />ISLAND, Nebraska 68801 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign
<br />the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend
<br />R. Baack, Attorney whose address is P.O. Sox 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary
<br />is Home Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws
<br />of the United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br />("Lender"). ROBERT E SUCK and DAWNITA K SUCK owe Lender the principal sum of Fifteen Thousand
<br />Ninety-seven and 50/100 Dollars (U.S. $15,097.50), which is evidenced by the note, consumer loan agreement, or
<br />similar writing dated the same date as this Security Instrument (the "Note"), which provides for periodic payments
<br />("Periodic Payments"), with the full debt, if not paid earlier, due and payable on September 20, 2014. This
<br />Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all
<br />renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to
<br />protect the security of this Security Instrument under the provisions of the section titled Protection of Lender's
<br />Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this Security
<br />Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust herein created,
<br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br />the COUNTY of HALL, State of Nebraska:
<br />Address: 504E 18TH 5T, GRAND ISLAND, Nebraska 68801
<br />Legal Description: A TRACT OF LAND IN MORRIS FIFTH ADDITION TO THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA, DESCRIBED AS FOLLOWS: BEGINNING AT
<br />THE SOUTHEAST CORNER OF LOT (12) TWELVE IN BLOCK EIGHT (8) IN MORRIS FIFTH
<br />ADDITION TO THE CITY OF GRAND ISLAND, NEBRASKA THENCE IN AN EASTERLY
<br />DHtECTION ALONG AND UPON THE NORTHERLY LINE OF EIGHTEENTH STREET IN
<br />SAID ADDITION, A DISTANCE OF 70 FEET: THENCE NORTHWESTERLY PARALLEL TO
<br />THE EASTERLY LINE OF SAID LOT 12 IN SAID BLOCK 8, A DISTANCE OF 130 FEET, TO
<br />THE SOUTHERLY LINE OF THE ALLEY IN SAID BLOCK 8, IF EXTENDED, THENCE
<br />SOUTHWESTERLY ALONG AND UPON THE SOUTHERLY LINE OF SAID ALLEY AND
<br />PARALLEL TO 18TH STREET, A DISTANCE OF 70 FEET TO THE NORTHEAST CORNER OF
<br />SAID LOT 12, IN SAID BLOCK 8, THENCE SOUTHEASTERLY ALONG AND UPON THE EAST
<br />LINE OF SAID LOT 12 IN SAID BLOCK 8, A DISTANCE OF 130 FEET TO THE POINT OF
<br />BEGINNING,
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CFR 226.32. Borrower acknowledges that Borrower has received the disclosures
<br />prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security
<br />Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender further acknowledge and agree that
<br />this Security Instrument will secure additional debt subject to 12 CFR 226.32 only if Lender satisfies the necessary
<br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
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<br />® 2004-2009 Compliance Systems, Inc. 002D-A405 - 2009.12.368
<br />Consumer Real Eslale -Security Instwnent DL2D36 Page 1 of 6 www.complianccsystcros.com
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