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2osooss2i <br />I. CROSS-DEFAULT PROVISION. Borrower's default or breach under any note or agreement <br />in which Lender has an interest shall be a breach under the Security Instrument and Lender may invoke <br />any of the remedies permitted by the Security Instrument. <br />BY SIG1VIlvG BELOW, Borrower accepts and agrees to the terms and covenants contained in this 1-4 Family Rider. <br />... ~ .~'`/... ~ ..................................(Seal) <br />DOUGLAS W. CRAMER -Borrower <br />.. ... - ..Q~r... ... .. ...........(Seal) <br />NNIFE . CRAMER -Borrower <br />...............................................................(Seal) <br />-Harrower <br />............................................................... (Seal) <br />-Borrower <br />MULTISTATE 1-4 FAMiLX RIDER-Fannie Mae/Freddie Mac iJNIFORM INSTRUMENT Form 31701/01 (page 3 of 3 pages) <br />GV32$4.HP <br />