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2010064"18 (O) 'Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (1.2 U.S.C, Section 260] et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from tune to tune, or any additional ar successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means an}~ party that has taken title to the Property, whether yr not that party has. assumed Borrower's obligations under the Nate and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions anal modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Harrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HAT.L [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] All of Lot Five (5) and The Southerly Twenty (S 2p) Feet of Lot Six (6), in Fairacres Dairy Subdivision, being located an the Southwest Qnarter (SWl/4) of Section Twelve (12), in Township Eleven (11) North, Range Nine (9) West of the 6th 1?.M, Hall County, Nebraska also a tract of land Thirty Three (33) Feet by Eleven and Night One Hundredths (11.8) Feet described as follows: Commencing at the Southeast (SE) corner of said Lot Five (5), as described above, running thence East far a distance of Thirty Three (33) feet, running thence North for a distance of Eleven and Eight One Hundredths (11.8) feet, running thence West for a distance of Thirty Three Feet (33) Feet, and running thence South for a distance of Eleven and Eight One Hundredths (11.8) feet to the place of beginning, Hall County, Nebraska Parcel ID Number; 400129205 which currently has the address of 211 N Shady Rend Rd [street] Grand Island [City], Nebraska 68801 (zip Code] ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is refexred to in this Security Instrument as the "Property." HORROWER COVENANTS that Horrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.. Horrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. 230870 NEBRA5KA -Single Family -Fannie Mae/Freddie Mac UNIFpRM INSTRUMENT -6(NEl (0811) Paga3 orls milieus: Form 3D28 1/D1 m