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,~ <br />2oioos44 <br />BY SIGNING BELOW, Borrow accepts and agrees to the terms and covenants contained in this PUD <br />hider. ,~ <br />!/ d' ` / ! ~"" (Seal) (Seal) <br />Nicholas .Staab -Borrower -Borrower <br />Q , (Seal) (Seal) <br />Jea ette A. Staab _Borrower -Eorrower <br />MULTISTATE PUD RIDER- Single Family -FannieMaelFreddieMac UNIFQRM INSTRUMENT <br />Form 3150 1/01 <br />Laser Forms Inc. (800) 448-3555 <br />LFI #FNMA3150 1l01 Page 3 of 3 <br />