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2oioos44~ <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses.' <br />STATE OF NEBRASKA, <br />.. (Seal) <br />KY L. STERNER -Borrower <br />1C~.~ ~ C Q ~ - (Seal) <br />REBECCA L. STERNER -borrower <br />[Space Below Thls LInB For Acknowledgment] <br />ADAMS <br />County ss: <br />On this 31 st day of August 31, 2010 ,before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />KYLE L. STERNER AND REBECCA L. STERNER, HUSBAND AND WIFE <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at HASTINGS, NE <br />in said county, the date aforesaid. <br />My Commission expires: <br />KELLY SH S -Notary Public <br />GENERAL NOTARY-State of Nebraska <br />KELLY SHEITI'S <br />My Comm. Exp. lan. 31, 2013 <br />(Seal) <br />-borcower <br />(Seal) <br />-Borrower <br />NEBRASKA- Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 4ro2 Page 13 of 13 <br />