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~oioos39s shall reconvey the Property without warranty and without charge to the person ar persons legally entitled to it. Such person or persons shall pay any recordation casts. 20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. 21. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's address which is the Property Address. 22. Riders to this Security Instrument. If one or more riders are executed by Borrower and retarded together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of his Security Instrument as if the rider(s) were a part of this Security Instryr~,ent. [Check applicable box(es).] Condominium Rider ^ Graduated Payment Rider LLII Adjustable Rate Rider ^ Planned Unit Development Rider ^ Growing Equity Rider ^ Other: BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. -Wifiess -Witness Seal ~ ' Seal AMES D. RILEY -Borrower N M. RILEY -Borrower STATE OF NEBRASKA, Q ~ ~ County ss: The foregoing instrument was acknowledged before me this ~~ day of ~~0 , by JAMES D. RILEY, and KAREN M. RILEY. Witness my hand. and notarial seal at ~ in said County, the date aforesaid. My Commission Expires: ' `3 • ~~- Y • ~ ~ NB~eske atary P lit ~L.IIAd~7F1 A pAg0UN0 My comm. [gyp. Mich x, 2pt 3 FHA Nebraska Paed of Trust wkh MERS - 4/96 Amended 7/04 Page 7 of 7 IDS, Inc.