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<br /> — - �� - � tJ1�OR�[��� ��� Bor�ower sI�a11 P*�P�Y PaY wGea due - ' . `; � � -
<br /> ��� f_ti '"' _
<br /> i . L�°E�ip� meet_aad iue c doe uader the Natc. ... . _ -
<br /> '��` � tha principal of aad i�on tLe debt evideaced bY tl�e Nota and anS►P�WY �� � ..
<br /> _.�� 2. Fris fic Taaes ad I�wea�oe. Subject w�pplicable law os to a written waivu 6y i.ender,Borrower shdl '. �� � _
<br /> ��.�T-...,' paY to Lead�er on_tho day awatbtY P�Y�ue doe�mdu the Naue.u�il tt�e.Nate is paid i a f u 1 1.a s w s�.{••F u n d s")f o r: �`` k �
<br /> over this Secori It�t as a iian c�a the Prcpaty:{D?Y�Y °` ' `
<br /> • - (�)Yprt�n�iod astessai�s whicA msY u�a p�y � `- � ,
<br /> "r. . �P�Y�o�t�a gromd rems on the Plopetty.if aaY>(c)YeartY���P�P��Y iaw:a�rae premiums;(d)Y�Y �- .�
<br /> ' :L uood iastumce p�aaiwm�s,if aaY:t�?Y�y�E�B�� Pmni�ms if a¢y;�(fl aaY suma PaYabk b!►Borrower ;• , ._t ��
<br /> •.p"'_ '�; _ . to I,eader.m socad�nce witb t6e provisioas of Pus�raPh S�,m�of tl�e psyment aim�oit8s8��'�P��-T��• . ' } , ..
<br /> _��. _ ioemc aie c�i3ed"Esemw Iu�. 'Lmder maY,at anY tim�.eolk�and hdd Fmds in an aaoouot aot toexrad the msu�iawm ` "� _
<br />- - L� amamt s le�der for i fodaslly ret�ed ma�tpge la�n msY�pi�e fa Hrnrower's eFCrow account ander the fcdera!Rral �_: _` •` ..:
<br /> � - . �st�te Sq�Pro�Act af 19T4 as�aKnded feom time to time. 12 II.S.C. �Zb01 et seq. ("RESPA'�.udeas ; , `,
<br /> '° - to the F�ds sets s tesser amoua�If so.Laider may.at�rty rime,c d l o c:t a a d h o 1 d F a n d s i a a n, i. � . � .
<br /> .. . �olber law,:t�t sippiies of Fuads due on the hacis of,currmt dats aad `- .
<br />. .:- _ ,�amc��«aa���.��y�ua�� ''
<br /> �,�"�'., _ `�- - - ����am��e r��a►rr�o�an��+;u����a�aut���. €° _ : - ___ .
<br /> '� beW in an in�on wlwse deposits ac�e iawrod 6y a fedtral ageacq.�u�aY,os enaty i.
<br /> � - Tbe Faads_ahaII bF ;
<br /> � ' � :•• ' (iacitdinB L�ender,if I.e�der is such an iastitutwn)or in aay Federai Home I�oan Banic.I�eader sball apply tbe F�mds w t-__ -- .,_ • .
<br /> . s " -' ' '`';�f pay tbe F.scraw Itans.Leader may not clacge Homuwer for IaWing and applying t6e Fwids.anp�allY aaalSrriaB the escmw f r,��.
<br /> ;•'r' �.��;:: oa the Faads aad lipbk ls►w Lender . , . -;. :_
<br /> :��i;� _ �,� a�rauat,or v�ethe Fscrow Itans.�mfes.g��pYs Borroover int�nst �PP �real eatNe � i• " • :�.-__ _
<br /> �"� u►m�tae such a �owever,l,end�er t�e Borrower to pay a ano-time cbacge for�u mdependant {. -
<br /> ' -- , • • nt npo�tios seav�oe nsed by Laidet in caaooction vvph this 1a�nt�iest aPP�x��'P�'�°�.Qal�ss�agt+xmaM . � •�,f'..J
<br /> . ' " ' - is�n.aa or�pplicabie 4w mquaes i�reu w be p.id,I.e�d�shau not be nquitea w p.y Eorroa►er any;ate�esc ar eataings . . : . ;;.•,.-.'�=��-
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<br /> , - • . � o�tha Fai�Borrower and l�der msy agroe in writia8.bowevec,td�t iaterest slwll be pai�uathe F�. I,ender sba11� ; ,- �__
<br /> �. . ,:�: . . ��`�� give w Bot�ei,without c6ar�e.an�aa�untin8 of the Fwds,sbawjn8 crodia smd debits tv tt�e Ftmds aad tbe pnrpose. . �, . . �:y, -:�.
<br /> • ' . ' for wbich e�dtdebitto tbe 6tmds was mrde.The Fbads a�+e pkdged as�itional security for ail smng secuied by this SecuritY ; , . ,
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<br /> . .`- . If tbe FaadsQdd[�Lender excad the amaants permitoad to be hdd by applica6le taw.I,eader shai[aocaurtto Botmwer - `°"...
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<br /> • foc tbe e��twds in zccordanee with the requirements oY applicabk law.If t6e amount of the Ftmds held by Leader at ;:-" . . ,; �
<br /> . . sayr time�s rsoc sufficient to pry the Escrow Iums wbea due.l.tader msy so notify Sonower in�vritmg.aad.ia sucb c�se ! ' ' �:. .. -
<br /> Borrowet shadl paY to I�snder tbe amount aeassarY to maic�up tbe def ciency. Horrower sha3I matce up the deficiency in :.;, . � ,r�. .. •.
<br /> . - ' ` ' no moc��n ta►cIva morahlY P�Y�nts,at Leuder's sole dlscretioo. r,;;:;:;' .,.�;`: %`
<br /> . UP�P�Y�►in fuU of all auns secuced 63►tttis Sop�rjry L�strument,Lender shall promptly nfimd w Borrower F..:�:'...,
<br /> , � � any Faads held by Leader.If.under pacagraph 21.Leoder shaU acquire ar seU tlr�Properry.Lender,Priar w tfie acquisition ;�..
<br /> . . ar�s�ie vf du PreQe�tY,sh�ll apply aay Faads Ixld by 1,ender at t6e time of acqnisi[ion or sale as a credit ag�inst ttse sums ;. , t
<br /> ` . aecured fiiy tt�Secarity Iaswmeat. ' � .. . _ �.
<br /> • , , � 3, A�iieatioi ol Pa�eeot�. Ualess appticable law provides otherwist,a11 p�yments roaived by Lender under , _ . . -
<br /> ' . • ' ` prrs�spht 1 aad 2 stn11.be appliod:first.to any prc�ayment chuges due under d�e Note:second,w amounts FaYable under .
<br /> . ' ' pantgtap6 2:thitd,w�erest duc;faudt,to pri6cieal dae;aad last.to any late charges due under the Naca. . . . .
<br /> ' 4. C6vtes;I.ieos. Borrower shall pay aII taxes,assessments.charges,fiaes aad impositions aqn'buta6le to the
<br />. ! Praperty which tnAy attain prioriry over tdis Secarty Itism�ment,and teasehold ps►ymenis or gramd rents.if any.Batrawer ;
<br /> � } sball p�Y tbese obligatioas ia tAe manner providtd in P�S�Ph 2.or if not paid in that manner,Borrower sh�U pay them _
<br /> • un time dit�ecdy w the persoc awcd p�ymetit.Somawer shaU promptly fumish to Leader aU aotices of amounts to be paid .
<br /> uoder dus p�ra�aph.If Bocraver makts tt�ese psymet�ts Cirectly,Borsawer shall promptly fumisl�to Ltader s+eceigts evidencln8
<br />' • ��Bo�rrowcr sLall promptly discharge any lien which tws priarity over this Securlry Instrument unicss Barrower.(a) ' , _
<br /> �� �reta in wridng to tl�e payment of the oblig�Gon sectued by the lien in a rn�nner accept�ble to Lender;(b)contcsia in good �.�
<br /> , � • . � faitb tbe liaa by.or defeads aga�st enforcemcnt of the tien in,legal.proceedings w1�ch in the L.ender's opinion operate to
<br />. , prevpit tbe e�farcement of the lien:or(c)sauces from the holder af the lien an�greement rati9factory to Lender subor• .. .. , .
<br /> the liea to this Secur� Tnstrument.lf Lender determines that any put of the Praperty ls Subject to a lien whicA
<br /> ` . . � �P��Y over t1Js So uriry Instrument,Lender rnay give Hormwer a naice idendfying the lien.Bonowcr sh�U �" ' . ' ' .
<br /> sathty tbe lkn or taYe ona or more of the acdaas see forth above wlthin 10 daya of the giving of nodce. . .
<br /> ,' .. � 5. Hmri ar Fi+operty I�uea�ce. Bonower sh�ll keep the improvements now existing or hereaRer erocted on . . .
<br /> t1ro properiy iawnd a�ainst loss by fsre,hazards included within the term '•exunded coverage" and any other h�rarda.
<br /> ' �' inc�uding tloods or flooding,for which Leitder reqaires insnrance.This invurance shall be maintained in the amounts and
<br /> � for the perlod�that l�ender requires.The Insurance carrier praviding the insutance sliaU be chasen by HorraRer subjecl to , , '
<br /> � . � Lender'a approval ahich shall aot be unreasonably witliluld.It Bonower falls to m�intain coverage described above.I.ender .
<br /> ' may,at Lender's aption,aMain co�-erage to ptoteet Lender's rights in the Pcoperty in aceordance with paragraph 7.
<br /> � All iawrance goticias az�d renewats shall tre accept�ble to Lender and shall inciude a standard mortgage clause.Lender
<br />� � ah�ll have the right to hotd the policies and renew�ts.lf Lender requires,Borrower shall promp�ty give to I.ender all receipts
<br /> � . � of p�id premiums and re6ewal natices.ln the event of loss.Borrower shall give prampt notice to the insurance cbrrier and
<br /> , Lender, Lender rn�y matce proof of toss if not made promplly by Borrowcr.
<br /> � ' Uatess Lendet and Bonower otUetwise agree in writing,lnsu►ance procceds sha11 be applied to restoration or repair
<br /> � of tl�e Propetty d�m�ged.if the restoradon or repair is uonamically feasible and Lender's secunty is aw lessened. ]f the � ,
<br /> � • 4 nstontioe or reQoir is not ecanomically feasibte or Lender's security wauld be lessened,the insurance proceeds shs�l6e
<br /> applkd tothe sums securod by this Security Instrumcnt.whether or nat then due,with aoy excess paid to Borrower.If Bonower
<br /> ` abNdoes the Property.oc daes not answer within 30 days a notice irom Lender that the insuraace carrier has offered to
<br /> i settle a dalm,then Lender may collect the insurance proceeds.l.ender m�y nse the procceds to repair or restore the Propeny
<br /> ' � or to pay sum�secured by this Security InstNment.whether ar not then dur.'ihe 30-day period will begin when the rw�ice
<br /> .� is given.
<br /> t�� Unless l.ender and Borrower nthetwlse agree in writing.any application oF proceeds to principal shall no�extend
<br /> E or postpox the due date of the monthly p�ayments refetttd to in paragraphs 1 and 2�r change the amourii of ihe p•ayment�.
<br /> , • , ; Itw�des p�ragrapb 21 the Property ls acquired by l.ender.Horrower's right to any insnra►ice policies and proceeds resulting
<br /> � fmm dumge to tl�t Property prlor to the acquisidon sfi�ll pass to Lendet to the extent nF the sums secured t�y lhis 5ecurity
<br /> • .: � IasWment imrttediately prior to tho acquisition.
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