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<br />   				`	sad fupuea aow o��afler a p�t of�he P�P�Y• Ail nepl�crnxntt aed additions t�haU a2so 6e coveied by[his Socority
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<br />  				�       	BORR�WER QQVENANIs that$otmwer is lawfully seised of the estate henby conveyed and hac the rigfit w grdnt   ,
<br />    					_and sanvay tTie Ptuperty and t�utne Pmpeity is oneacmnbt�ed.e�cept for encumbrances of recu�. Samower wacranis amt-  -- --
<br />     					w71 defend generally the 6tk w tir P�pertY aSainst all ctaims and demands;subject to any encumbrances of record.
<br />       					`  77�IIS SEC[JRT!'Y II��STRUMENT combu�es nnifam rnvenants for aadonal use and•notrunifortn covenants with    ,       _-
<br />    					'Wnited vsuu►tions by jurisd�tu cansiitute a unifoam security insuument covering rea!propeecy.      	-      _       	_-_-    _�
<br />   					'      LtNIFORM COYENANTS. Bormwer and Ixnder covenant and atg�ee as follows: . ,    		when due tM �
<br />  						L  Pf�'aeat d Pri�cipd�d Leteratf Prep�lmert a�d Latt C6arges. Bormwer shall P�WtY P�Y  			�`  —
<br />  				;      �  P�P�o!and intaest on the debt evidenced by the Note and anY P�PaYrtient and tate charges due under the Nae.			,r�. ;.  :
<br />  						Z.  F�for 7leies a�d It�ca�oe.Suh,�ect to applicabte!a�a to a written wa'r+er by Lender.Bbmnwer s6a11 pay to    	��_;,�y.;::�„��,__
<br />     					I.eoder on fhe day maudly Wyments are due iu�der ttia Nae.uap7 the Note is paid in full,a sum("Fimds'�for.(a)yeartY  `  � 	-'�   �  _
<br />     					taxes and acsessments whictr may attain priairy over this Socurity lnsuumeat as a lieo on the property:�b)Yeady leasebold 			: �
<br />   				�    �   PaYments or ground�ennts on the PimpeRy.�f any: (c)Ye�IY t�a�ard or property insurance pnemiu�ns;td)yearIY flood    	��5 -;�_
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<br />   - 					�nsunoce per.ntitm�s,if a�iy: (e)Y�Y�BaSe insuraace pretn➢ums,if any,and(�ar►Y sums PaYable by Botrawer to,  	�r����-
<br />  -   				-     -I,et�deF.m acca�anCe wiih the provisiaas of paraScaPh 8,in lieu af the payment of moRgage insurance premiuins. These 		..�.�:�
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<br />     					items are called"Lscnuw Ttems" l.ender maY,at any time.collect aad tnld Funds m an amowit not to exceed the maxunum       	�     ,��,
<br />  								a federail  related mo    e loan may sequire for Borrower's esc�ow accouat under the federal Real    	����_-
<br />     					amaunt a leader far  	y   	�8  											�   -
<br />  '- 					Es[ate SeWement Proc�ares Act of 1974 as amended from wne to tune.l2 US.G$26U1 er seq.("RESPA"Z,untess another    	�=.�_ti:;_
<br />     					fad�tbat appiies to the Funds sets a lesser amamL If so.Lender may.at any time.co}lect and hold Funds in an amatnt not to      	_:.,.��.-
<br />     					e� the lesser amaum.. •Lender may:essn�aie ti�e amount of Cvnds due an the basis o f cwrea t data a�!teasonable   		,.,.
<br />   t 				.	est'smates uf��af future Fscrdr�?���ins or atix�vrise in accordance withapp licabk law. 					':.,`      :'
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<br />  .,,.      					'�'he�s•�jLe�3�.'sn an i�An whose deposits are ins�i�ed by a fe."iferal agency.instrumenia`lity.or enuty
<br />' ;,.:-p,       				(�ael�ding Leoder,if��such an insututiae)ns in any Fedetal Hoine Laan Bapk. Lender shatl apply the Fw�ds to par   : .��     ,-�;y,._ ��
<br />     					�..�.'.scrow Items. l.endef�na�.�tot charge I3o�rawer for holdiag and applyiag f�i fivnds, �nnw�lly analyzing the escro�`•.:•��-  .�	' .�
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<br />'�'I�.'.      		�;       	accoun�or vedfyring the�SCrbw Iterris. unless Lender pays Bomower interest c��e Funds and appiicable�u,permits		t',_.'__
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<br />   			� :   	�,  I.e�ickr to make such a charge. Ho�re�er,Lender may require Borroa•er to pay a one-[ime charge far an inde�eadent reaT  		,,_:,  .:�_
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<br />.��;'_,:;:      		- -     	.e�te tax r�Oning se�vice used by Leac�sin connertian with this toa�,un tess app lica b te law pro�-�d e s o t fi e r w i s s..U n l e s s a n  			--
<br />     					agreement is made or app?icable iaw rec�uires interest to 6e paid;t.ender shall noe 6e req�uod to pa�Bairo�uera�-g intecest or	.	---�-.''_s_--
<br />  �   					eamings on ihe Funds. Borrower and I.ender may agee i�wnung.however.that interest shall be pard on the�ar� Lender       	•   f'�   _�=
<br />     					shait give to Bormwer,withaut c�e,an annual acco�g of the Funds,showing ciediu and debits to the fla�s.and the			:�:�_
<br />  .  	��      :�;-:,;,,5 �       	purpose for w6ich each debit to ttie�'unds was made. The Funds are ple�ged as adAitional security for ali sums�cured by		_  . .   _
<br />   , 		'.z,�'��� ..       	this Security LR.s�vmen�     														"   '•_
<br />   						If the Fimc3s held by Lender ex�the amounts permitted to be 6etd 6y a�zable taw.Lender sfiall account w      	.  .
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<br />      					Borrower far th�excess Funds an acco�daffce whh the requii+ements o�applicable law. If the amount of the Funds held by  ".  	'' :*� 'r,��"��. _
<br />			-     		Lettder at any time is not s�cient to pay ft�c Fscrow items when dve.I.ender may sa notif Borrowcr in writin  and.in     	�'�y`� '   '`-__
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<br />      					sach case Botrower shall pay[a Lendec the amount necessary to makc up the def�ci�cy.  Borsower shall make up the   	�, ���zf,_... :`
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