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' <br /> . . � �/��W1TH�II t�fE tIIIROYRdE�t4 iIOW O�liC1H��L'[CCtGd.OR L�lC p[qQt[�y.�3�L.C35CIIIC11L5.B�RC�F. ; - , <br /> ` sad fupuea aow o��afler a p�t of�he P�P�Y• Ail nepl�crnxntt aed additions t�haU a2so 6e coveied by[his Socority <br /> ---- -- --- __ _ ---.._.`L-�st ,�t . . . . ���_.�.--.=--�_. _.,,_ __ — _ <br /> � BORR�WER QQVENANIs that$otmwer is lawfully seised of the estate henby conveyed and hac the rigfit w grdnt , <br /> _and sanvay tTie Ptuperty and t�utne Pmpeity is oneacmnbt�ed.e�cept for encumbrances of recu�. Samower wacranis amt- -- -- <br /> w71 defend generally the 6tk w tir P�pertY aSainst all ctaims and demands;subject to any encumbrances of record. <br /> ` 77�IIS SEC[JRT!'Y II��STRUMENT combu�es nnifam rnvenants for aadonal use and•notrunifortn covenants with , _- <br /> 'Wnited vsuu►tions by jurisd�tu cansiitute a unifoam security insuument covering rea!propeecy. - _ _-_- _� <br /> ' LtNIFORM COYENANTS. Bormwer and Ixnder covenant and atg�ee as follows: . , when due tM � <br /> L Pf�'aeat d Pri�cipd�d Leteratf Prep�lmert a�d Latt C6arges. Bormwer shall P�WtY P�Y �` — <br /> ; � P�P�o!and intaest on the debt evidenced by the Note and anY P�PaYrtient and tate charges due under the Nae. ,r�. ;. : <br /> Z. F�for 7leies a�d It�ca�oe.Suh,�ect to applicabte!a�a to a written wa'r+er by Lender.Bbmnwer s6a11 pay to ��_;,�y.;::�„��,__ <br /> I.eoder on fhe day maudly Wyments are due iu�der ttia Nae.uap7 the Note is paid in full,a sum("Fimds'�for.(a)yeartY ` � -'� � _ <br /> taxes and acsessments whictr may attain priairy over this Socurity lnsuumeat as a lieo on the property:�b)Yeady leasebold : � <br /> � � PaYments or ground�ennts on the PimpeRy.�f any: (c)Ye�IY t�a�ard or property insurance pnemiu�ns;td)yearIY flood ��5 -;�_ <br /> e mpe y -- <br /> - �nsunoce per.ntitm�s,if a�iy: (e)Y�Y�BaSe insuraace pretn➢ums,if any,and(�ar►Y sums PaYable by Botrawer to, �r����- <br /> - - -I,et�deF.m acca�anCe wiih the provisiaas of paraScaPh 8,in lieu af the payment of moRgage insurance premiuins. These ..�.�:� <br /> �`_-- <br /> items are called"Lscnuw Ttems" l.ender maY,at any time.collect aad tnld Funds m an amowit not to exceed the maxunum � ,��, <br /> a federail related mo e loan may sequire for Borrower's esc�ow accouat under the federal Real ����_- <br /> amaunt a leader far y �8 � - <br /> '- Es[ate SeWement Proc�ares Act of 1974 as amended from wne to tune.l2 US.G$26U1 er seq.("RESPA"Z,untess another �=.�_ti:;_ <br /> fad�tbat appiies to the Funds sets a lesser amamL If so.Lender may.at any time.co}lect and hold Funds in an amatnt not to _:.,.��.- <br /> e� the lesser amaum.. •Lender may:essn�aie ti�e amount of Cvnds due an the basis o f cwrea t data a�!teasonable ,.,. <br /> t . est'smates uf��af future Fscrdr�?���ins or atix�vrise in accordance withapp licabk law. ':.,` :' <br /> �t�t <br /> .,,. '�'he�s•�jLe�3�.'sn an i�An whose deposits are ins�i�ed by a fe."iferal agency.instrumenia`lity.or enuty <br />' ;,.:-p, (�ael�ding Leoder,if��such an insututiae)ns in any Fedetal Hoine Laan Bapk. Lender shatl apply the Fw�ds to par : .�� ,-�;y,._ �� <br /> �..�.'.scrow Items. l.endef�na�.�tot charge I3o�rawer for holdiag and applyiag f�i fivnds, �nnw�lly analyzing the escro�`•.:•��- .� ' .� <br /> , i,.,;�;- <br />'�'I�.'. �; accoun�or vedfyring the�SCrbw Iterris. unless Lender pays Bomower interest c��e Funds and appiicable�u,permits t',_.'__ <br /> .,4�:;,tr.i'x�__- <br /> � : �, I.e�ickr to make such a charge. Ho�re�er,Lender may require Borroa•er to pay a one-[ime charge far an inde�eadent reaT ,,_:, .:�_ <br /> > . ,. � <br />.��;'_,:;: - - .e�te tax r�Oning se�vice used by Leac�sin connertian with this toa�,un tess app lica b te law pro�-�d e s o t fi e r w i s s..U n l e s s a n -- <br /> agreement is made or app?icable iaw rec�uires interest to 6e paid;t.ender shall noe 6e req�uod to pa�Bairo�uera�-g intecest or . ---�-.''_s_-- <br /> � eamings on ihe Funds. Borrower and I.ender may agee i�wnung.however.that interest shall be pard on the�ar� Lender • f'� _�= <br /> shait give to Bormwer,withaut c�e,an annual acco�g of the Funds,showing ciediu and debits to the fla�s.and the :�:�_ <br /> . �� :�;-:,;,,5 � purpose for w6ich each debit to ttie�'unds was made. The Funds are ple�ged as adAitional security for ali sums�cured by _ . . _ <br /> , '.z,�'��� .. this Security LR.s�vmen� " '•_ <br /> If the Fimc3s held by Lender ex�the amounts permitted to be 6etd 6y a�zable taw.Lender sfiall account w . . <br /> t <br /> Borrower far th�excess Funds an acco�daffce whh the requii+ements o�applicable law. If the amount of the Funds held by ". '' :*� 'r,��"��. _ <br /> - Lettder at any time is not s�cient to pay ft�c Fscrow items when dve.I.ender may sa notif Borrowcr in writin and.in �'�y`� ' '`-__ <br /> y 8, L�� � - _-:_ <br /> sach case Botrower shall pay[a Lendec the amount necessary to makc up the def�ci�cy. Borsower shall make up the �, ���zf,_... :` <br />