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<br /> 				�      `	'l�OGEI'Eff1t Wl'1'H all die��Yemmts no�w ar becaRer a�ected m the propaty.aad all tasemants.appu�ta�s•     '
<br />       			� '      							. AIl c�laoa�s and�dditioas sb�11�so be cuvcc+ad by this Sonui►Y
<br />_ 	_-- 	—    —
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<br />       			-   	•Insimmeat. All of the iaegoing is refena!to m   -   unfy       	�P�Y="  	-----�-•------   .—.   --—   - --    - — -
<br />     				<   	BORROW�R�OVEi�AM°S tiut Boa+aw�is fawfatly seised af�he est�te f�enbl►oonveytd and tus tbe righe to F{�nt    	_
<br />    					aad carvey the�fvpMy and tltat the Ptoperty is•+�•.•,�.•••�,berod,except far encumb�xxs of recoid. Borrower wur�ts wd    ,
<br />    					w�i defaW gener�ily[he ritle to the Pcapetty aSamst ait ct�ims and demand.s.subjoct ta any encumbrauces oi recad.    	.
<br /> 						'1'!�S SEClIRTFY INSTRUMENT c�mbins �miform ooven�nts for national ase aad non-�mifomr cavmants witi�
<br />   					.luaited variatians bjr jnrisdictian w co�s6tutc a mrifam socuciry insaunieot coveciug Ral prupe�ty  			.
<br />  						LINIFORM CONENANTS. BOlIOWR 3Ad I.a1de[COY�t�8 C����ONfS:
<br />  						I.  Pas�aR d Pr�cip�l a�d I�ter�st:Pe+eWl�meat     		Barower shall proa►ptiY WY when due thc    	�—
<br /> -_       				- prniciptl of�d intece.0 an the de6t evideocad bY tAe Note aad anY PrPaY��?�late cdar8es duc ander the Note.     	,
<br />  						2.  E1��ds taf7lues ad Ia�swec. Snbject w applic�ble law or to a wnttea waiver by Lender.Bomawer si�ll pay ua ,
<br />--  					L�nder oa d�e da9 mo�lilf�yn►ants are due w�der tme Note.una'1 du Nate is paid in fi�IL a sum("Fwu1s)for:(a)YeartY .
<br /> �											w der
<br />     					taxes and assessnnns which may atqin priority over thic Sa;aritY In�wnent as a lien on the Pr+opetty:lb)YradY teas�hold
<br />''� 					PeY�s a gc�ptu�d rents oo the Ptope�ty,if aay;ta)Y�Y��P�P�Y��ums; (d) ye�u1Y Qood
<br />- .  					;nwnoce pcemiwns.tf nny:(e)Y�Y�8�.�e��if any;and(fl�nY S�PaYable by Boirower to
<br />   - 					i�der,in�cc�d�e witb die,pmvisio�.c of parig�i�S,in!iw oF tt�e p0ymeat of mort$age incurance Premiucns- Tlxse
<br />     					iums ace callcd"Bsccow Items" 1 cnder may:at any time,coltect aad hoId Fiu�ds in an anwunt not to excced the muimum
<br />     					amount a Iender for a fedenlly tctatod martgAgt lwn may requite for Harroaals esc�vw accamt under tbe faderat Rea1
<br />- •  					Fstate Settlement Proceda�ts Acc of 1974 as amerded itom Yime to time.1211�.C.§2601 et seq.("RESPA"�unless anothcr
<br />     					taw that applies w tiu Eunds sets a iesses unauit. If so.l.e[�des may,at any tim�col[ect and�otd Funds in an amount not to    	__
<br />				�    	excoed`the lesser amo�mk  Lender may estimate the amount of Punds due ae t6e basis of cutrtnt data and teasamhlc
<br /> -      			�	,  . estirnues of eapa�iates of futurs Fscnnw items oc cxheiwisc in accadance with appiirable 1aw_   i�uuuu�entali   or entity
<br />				�  		7'he Funds shail be hetd in an insdtutian whose deposits�e in.au�ed[sy a federal aB�Y,     	�Y•      		—
<br />   °    			!    	C�ncluding l.eader,if l.endtr is sucft an instiwuon)a in aay Tederai Hane I.oan Bank. Lender shal!appl�t6e Funds to pay    	=-
<br />  , 			�'  {    	We Fscrow Items. Let�der may not d�2rge Borrower for holding aad applying tbe Fiuids.aanualig anatY�inB the escrow
<br />    			�'. �    	account,ot verifying the ESCrow it�:�tuiless l.endec pays Borrower inter�est on the[ands and applicabte law pemtiis     -     �_
<br />    �       `      	;''��. �    	l.ender.to make such achazge.' Ha�►��;Lendec may�eqaire Bortower to pay a one-time dharge for au indeperndent ieal    	—_
<br />			--   •: �    	estate tau rr,porting service used by L'erider in connection with this ta�.m�less applicabte taw provides otf�wisc. UnLess an-    .  _   ----
<br />				'    	agreement is made or appiicabte 1aw requires interest to be paid,Lender shall na be roqaired to pay Horrower any iatenest or    	'�-"°"'-
<br />   	'�   i.��'  �`.=;' s    	eamings�the Funds: �arrower and I.ender may agree in wrnmg,however,t1�aa untenest shall be paid on the Funds. Lender    	-_-'-----
<br />  � 	°�  '��J,'-:,-'�'�    tt    	shal!give Eo Boimwer.withnut charge,an annual accounting of tfk�ands.shaa�g credits and debits to the Funds and the    	_ --
<br />    	�.�'�•'`.�-p .`  ,		pu:pose fcx which each debit to the Funds was made. '['he Fimds.�.ce.pledge�ac additional security for all sums secored by
<br />    	"� ..y.:. '    . i     �      									..  						�   		_     -
<br />,,r;.i  '	�...�-..�t::;c� .•  										�   								—
<br />    	f,r"`�-.'""     �; . �•.      	L�11S$�CYIl1J�j11SLfU111CQi.
<br /> -   		's�'  			If ti�e Funds held b  I.endcr eaceed the amounts pemii�ted to be het�Fs�•,applicable law. Lender sha0 account to
<br /> .   	';...��.  ,x.,.. ."�� ' '      				Y
<br />    			= 		Barruwer for the eaczss Funds in accordance witb the mquiremenu of appii;�i��w. U the amount of the Funds held by
<br />   	;  _    	�-'       	I.ender at any time is not sufficient to pay the Escrow Items when duc.l.endet�ay so ratify Borrower ia writing.and.i�    	�
<br />     	:i;�      ""�;-t<< .      	such case Borrower shall pay to Lendet the amount necessary to make up die deficieneg- Borrower st�ll make up the    	�..��
<br />     	��°�����x•:      	deficiency in no more tban twe�ve�:,t�r payments,at Lender's s�;e discretion.     	,  tl  refund to Borrower an
<br />     	��    �... .,;ti�,,,      		Upon payment in full of all sti,�-��yr,:uted by this Securiry rnstnimen�Lender shall�� Y       		y    	��.�"�-=
<br />      	.�a.:..,, .      �,.  																			;.�s-�,:
<br />    		_-:-�°-�.f �		F un d s h e i d by L e n d e r. l f.u n d e r p a�a�':,�s 2 1.i��r s h a l l a c q u i r e o r s e U t h c P r o p e r t y.l.ertder.p r ior to the a c quisition or   		��'�
<br />      	,  ..  � -n.:, ;, 		sale of the Pmperty.shall apply any Furtds hetd[sS Lender at the time of acquisi6on or sate as a credit against the sums      	_   -  :��:
<br />      					secured hy this Securiry Inswmen�      												'      ? :��
<br />      	. .       , :1�.��  ..,   		3.  Application ot Payments.  Unless applirable law provides otherwise,aU payments received by Lender uniter 			=
<br /> �     		�  £`' '.			h s 1 a n d 2 shal l be a p plied:first,to an y pre payment chazges due under the Note:second.to�mounts payable uader    	�   	_
<br />   		, '';_,4��..  		P�P     																.,"i �a
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<br />			,::� 		paragraapi�2;`thirQ to inferest due;fourth.to principal due;and last,to any fate charges due under the Note.
<br /> � �    	_�._=�,,;�.:r.,•..    		g=qa.P Charges; 1.iens.  Borrower shall pay all taxes.assessmcntc. chargts. flnes and impositions attributable to the    	�       .  _
<br />      	'l`r�``-��"`�"� �"  		Property which may attain priority over t his Secu ri ry l n s t r u m e n t.a n d l e a s e h o l d p a y m e n t s o r g r o u n d r e n t s.i f a n y.•B o r r aw e r  		- = ;.�=
<br />      		�    										h 2,or if not aid in that manner.Borrower shal!    them on     	��.::t,::;.;�+;;1sr'�r-
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