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AT-o�t�Bo�ss—ret' � • . ---- <br /> �BORROWER COV�hIANt'S'tLat Barowcr is bwf�lty seised of the enue heRbY oonYeyod aad 6as the rig6t to grant_ <br /> • aed convey the tfrapecty utd thu the Prnpt�tq is una�cwn6e�ed:eacxpt for,rncum(x�ances of recot�. Bamwer wanants aEd <br /> Mn'll defad Senerai[y t�e title to tbe P�opeityr nE+inst all claims and den�ands.subject co any enc�brar�es of mo�e.- . <br /> THI5 SECURii'Y�I�IRUMENT ca�mbina unifam cavenaats fa n�ciomt�tse.and non-unifoim oovenants with <br /> - Wnitcd variatiaos by jurisdi�idn fn constiwtt a�ifata saa�rity►�shtiuncnt coveria8 ieal�up�tY - <br /> UMFORM COVF.�iANi�. Aar:owet ud Lender covenan[aod agee�s foliorv� <br /> l. FaYtra!at prrcNd vrd hterest;Prepq�nl a�Lart C4ae�es. BaroweF s6all psoinptlY paY wt�en due WC <br /> p�a1 of�d iate[est on the debt evidern�ed by Ne Notc�rd anY P�PaYmeat and luc charges due urxler the l�tota. <br /> i �lri�foc 73utes a�i i�wr�ca Subject W appficabte ha a to a�►aitlen waiver by L.ender.BoRONrer str+U�ay to <br />_ �eaaer a,,he a�y a,�y wymencs a�e a�e anaer c�c rr�xe,w�W thc Note is p�tid ia fuU,a sam{`I'i ro y�(a��Y <br />-�=- tues and�a���u�wtich may.urairt p�iority over tdis Securit�Tnsa�anenc as se liai on thc Ptioperty: <br />:lH. or gtuund nnts un�the Ptopaty. if any; {c)�Year1Y.hzant ur pcoQerty ins�uance pc+emtam� (d)YearlY ttood <br /> �e(xemiwng.if any:(e?�Ycar1Y mortg�g�inSUance p[�nuuma.if any;.aM(f)any sum4 payahle by Barnwer to� <br />:��,' - I.mdec 6t�cootcWnce wilh tue pcarnsiOns�af Par�g�Ph g.ite tiea o�t6e-lx►57+����&Bt iesa�ce pcemiams. "Iixsa - <br /> - i[ems a�e caited"Escrow Ite�ns.' t.e+nder may;at airy time.coika and Mid Ai�iaan amo�not to excood tbe maximmn� _ - <br />������` - unount s knder fa a federaliy trL�ted.matgag�:taanmay.rcquire fa 8ocrawer�s.�•xmu�m�der ti�e federal Reai� g,.��- <br />_ ' Fsiate Setdert�ent Proced�trcs Act a��t97+�as aRretdP,d fran 6me w time.l2 U.S.C.¢2601'tt seq�("RESPA"),untess arjoR?k�' +#'�:��__ <br /> I�tw that apQtics to the Wndg setq a tesser amamL�Ii so.l.ender may.at aay tims.coIIoCt arsdi�io�d Pla�ds in an arnount noe ta� �;•t;�;:;�v- <br /> � eacad the ksser amouiK. [.e�f�c-�s►YS'��the wnotuit of Funcls due an t6e 6aqis�af:cuaent data ud��� F�::��:-`�z- <br /> - estimates of expendittues of funttr-E�ecav�iA�trs'or atiterwise in ucordance with appiicabte lta. . .�,` -_��'' - <br /> 4.'_'.t.'..� <br /> - . '[Ue li�Ms shall be lxld in am iestitaao��wbase deposits ate incurrcl iry a federal agency.i�aumentalityF,q�'•�9 . -s;'_� <br /> lincluding l.ender,if l.ender is such an instiwtion)ar in�ny Federal Home Loan Bank. I.ender sfiaU appiy tbe F���w a�:t��._ <br />� tho Fscnnw I[ems. I.ender may not c.huge Bo�rower fa hotd'ing aad apptying tAe Tvads.annuatJy anaiJ+z n8 ' .� _�,�.:. <br />. account,or verifying the Escro�Items.untess Lender pays Borrowtr intec�est an t6e Fands and applicable laar�mits �.! : . <br /> - Lender to m�ice such a charge. However.I.ender may require Barrower to pay a a�e-mae charge for an indeper�real ��_- <br /> . <.•-- <br />-- - T LL estate tax reportin8 service asM by l,.ender i�connec[idn wiilt ehis toan.unlesc applcca62e�aw pmvrdes oiherxnse. QnIess an � - -_-- . <br /> agc�eement is made or applicabte law requires interest to be paid,Lender sha}1 not be�eqaired�Q PaY Brnrower any interest ar� , ��- <br />• _ eamings on t h e F u n ds. Borrower a n d l.e n d er m a y a g re e i n w n t i n g.l w w e v e t.t h a t i n t e r e s t s h a l l b e p a i d o n the Funds. Lender ; �';. . ..�--- <br /> , ,�`_�' shall ve to Bomower.witlwut charge.an annual accaunting of the�unds,showiag cied'sts and de6its to ti�e Funds and the _ :�,�'`' <br /> gi .�_� . <br /> -�,%��'t: purpose for wdicb each debit to Ihe Funds was made. The Funds are pleQged as additionat securitY for al!sums secured by . , <br /> . ' ''4r=:.• jI11S SCCUf1Iy II1SlNI�Ci1L - _�+- <br /> �= If.the Funds hetd by Lender eaceed the amounts permitted to be hetc9�by.applicabte iaw.Lende: sha11 account to ; .=� <br /> :•f , _; �•:,:•: Bomnwer fa the eacess Funds ia accordance with the requirements of applk�b'.+e law. If the amount of tbe Funds heid by �Y�' . <br /> Lendcr at an time is t►ot sufficicnt�to y the Escrow ltems when due.Lencfer may so noqfY Bo�ec in writing.and.in ._�� . . , -�" <br /> ... r� ` <r_.-:�:- suoh case�B crowes shall pay.ta��the amount necessary to make up the deficiency. Borraar:er�iall inake up the _�'' .•..-- _ <br /> 'c;: , <br /> ,. . :�'.;, _ ',•,•'���:�f.-- ` - deficieaay in aomore than twet�e�mot�hlY PaYm�mts.at Lender�solediscretion. .�� <br /> , L � Upoa.payment in full o6�aiC�qms secureA by this Security Instnimen�Lender sha(I°P�P�Y�'��to•Borsor��,�any ` <br /> •'�"•;4-.''. , '�' Futtds hetd by i.cnder. If A P�Y- <br /> _ �.�,. .under pamgraph 21.L.ender shall ac uire or scll the Pto Lcnder.pri�z�a the acqa's�tion or � F:,�,, <br />' ' F.::�F•�"���:�:= ' - <br /> � • iA.»t;:V.:� � sale of the Ptoperty.shall apply a ny F unds held by Lender at the time of ac q uisitian or sale as a c¢e�it against the sums ." •�-T.:;;. <br /> ..,'�'-�". :.... , r,ecut+ed by this Security Insuume�t. . . :. '�•�k:• �. <br /> , .:... . <br /> L-��': '�; :, � 3 Application ot Psymeats. llnless applicable law provides othecwise.all payments received by Lender under ` _;"':� <br /> . °fi.����,.,. .--�^ P�aPh ent ch es due under the NoteC second,to amounts paya6.�under .'-;=�. -- . <br /> t. „ s t and 2 shall be applicd:fnst,to anY P�RaNm �S ` - <br /> ��:n.i��1�`•.Yti.. . • `.f:;� , .. <br /> ,.j_,+r ,_`�;.,�, paragtaph 2:thitd.to interest due:fourtt►.to principal due:and las�to any late charges dr;r�nder the Note. r•r.�,,,` ��_•n: <br />