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~~ ~~'' ..,~~ ...~ ' r~ ,.. 7a n ~ ' ~-,-~ ~ c ` `~ ca m z _ N ~ ~" ~ _ ~ ~ ~ = - ' ~-L ~ .~ ~., _ ~ ~ ~ --~ ~ ~ N a ~ ~ ~ A ~ ~ m ~ N "ll T~ Z ° ~ --- rn 2 ~ ~ ~~ Ci \ rn "Ci x~ ;x~ r-- :~ c~ ~ r"1 ~ o ~ ~ ~ rn ~ t~ ~ [Space Above This Line for Recording Data] State o f Nebraska DEED OF TRUST FHA Case Na. ~ 321-2919863 703 ~ ~ MIN: 100416700011214914 ~ THIS DEED OF TRUST ("Security Instrument") is made on August 27th 2010 The trustor is Franc Anton Harwart and Elizabeth R Harwart, husband and wife ("Borrower"). The trustee is CharterWest National Bank ("Trustee"). The beneficiary is Mortgage Electronic Registration Systems, lnc. ("MFRS") (solely as nominee for Lender, as hereinafter defined, and Lender's successors and assigns), MFRS is organized and existing under the laws of Delaware, and has an address and telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-MFRS, CharterWest National Bank which is organized and existing under the laws ofthe State of Nebraska ,and whose address is 714 N Diers Avenue Grand Island, NE 68803 ("Lender"). Borrower owes Lender the principal sum of Two Hundred Thirteen Thousand Four Hundred Twenty Five and 00/100 Dollars (U.S. $ 213,425.00 .This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for mont a ents, with the full debt if not aid earlier due and a able on Se tember O1 204 Y P Ym P P Y _ _P ... 0 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security lnstrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, Nebraska: Lat Nineteen (19), Pleasant View Fifteenth Subdivision, to the City of Grand Island, Hall County, Nebraska which has the address of 923 Sun Valley Place Grand Island ,Nebraska 68801 lcityl [Zip Code] [Street] ("Property Address"); TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security lnstrument. All of the foregoing is referred to in this Security Instrument as the "Property". Borrower understands and agrees that MFRS holds only legal title to the interests granted by Borrower in this Security lnstrument; but, if necessary to comply with law ar custom, MFRS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing or canceling this Security Instrument. IG256.CV (11/07) 904261 Page I of5 Return To: CharterWest National Bank 714 N Diers Avenue GOTO(0 03e3) Grand Island, NE 68803